Jump to content


Statue Barred? Ferratum


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1247 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Yup time to complain to the ICO, if you didn’t already.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Hi, Folks, apologies, work work work.

My complaint is logged with the ICO - thinking this may take a while to process. Hopefully they understand what's going on. Also uploaded copies of DCA (CRS) withdraw from debt, the 'absolute joke of a CCA/SAR' which was sent and 2 other pieces of evidence.

 

I guess it's in their hands now, and, I can only thank you chaps here for the on-going words of wisdom, really really appreciated.  

Link to post
Share on other sites

you only needed to upload proof of original DN and complain the account should not now be showing as the defaulted date is over it's 6th birthday

 

one simple line was all you needed.

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I suppose that is the issue. This account over 7 years old now, the requests for info from Ferr~ didn't include that and, well, I have no physical paperwork. Nightmare.

 

They also haven't confirmed the original default date, but like I said a while back, I recall this being removed from my file in Dec2019, but have next to no proof 🤣 next battle.

Link to post
Share on other sites

Your SAR to the CRA, should show the default being issued and then taken off. In fact some of the CRA have a facility to show historic entries.

 

Creditors should not be assigning un-defaulted accounts to debt collectors, because a DCA do not have the facilities to maintain the accounts if the debtor remedies by paying up before termination

 

Everyone who encounters this should complain as loudly as possible IMHO.

  • Like 1

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Thanks for the info @Peterbard good to know, it seems this account, the way it's been handled has been a complete shambles from the get-go. Now with ICO. 

 

The fact that the DCA were chasing an amount which wasn't even correct, even instructing solicitors (pre court letter) for the incorrect account is just laughable. 

 

Updates to follow! 😁👌🏻

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...