Jump to content

 

BankFodder BankFodder


Stevvers

Debts in UK, now live in EU after job loss

Recommended Posts

My role in the UK was made redundant and I had to return to the EU mainland. I have credit card debts with NatWest, Halifax and Virgin Money (£5000 each).

 

I wrote to my creditors to offer token payments as a temporary plan to get back on my feet. Instead of writing back to address my query, they call my mobile and send boilerplate letters. One month after my original letter, Virgin has finally sent me an email that actually acknowledges the points I made in my letter -- they want a budget. 

 

I am staying with family and make some money with freelance work, but the income is wildly unpredictable, so giving them a budget is impossible.

 

Realistically, what are the next steps going to be?

Will they hold action for a few more months? I

f they decide to default my accounts, what happens after that, given my EU location?

I have no assets.

 

I would be exceedingly grateful for any advice!

Share this post


Link to post
Share on other sites

what action?

all they will do is sell it to a no powers DCA

pers i'd never send I&E's 

only a judge can demand those pers details.

 

 


..

Share this post


Link to post
Share on other sites

Thank you for your reply. So there is no chance of being taken to court in my current location?

Share this post


Link to post
Share on other sites

the credit was attained in the uk.

 

 


..

Share this post


Link to post
Share on other sites

Cross border debt collection theoretically possible, but unlikely. 

 

Just write to tell them your situation and provide foreign address. Ask them to write you, if they wish to communicate.

 


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...