Hello, could do with some advise
Ive received a scary letter from Drydenfairfax Solicitors for a Santander loan I defaulted on in 2010
I passed the loan/debt onto Step Debt Change in March 2010,
in 2016 I did not have enough to even pay Step Change
I wrote to Santander explaining this and asked them to write off the debt this was my last correspondence with Santander January 2016.
I have had various letters from Moorcroft then Wescot etc which I have ignored,
yesterday I received one from Drydensfairfax stating "they are solicitors instructed by our client Santander UK Plc, to obtain repayment of the amount £6804.03 or take appropriate recovery action should you fail to pay".
Is this company really solicitors ?
what power do they have can they issue a CCJ ?
this was an unsecured loan unfortunately I fell on hard times and I could not pay it.
Is it safe for me to ignore this letter ?.
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