Lowell won't agree to set it aside, even if you paid it in full. Unless you proved that you never owed the original debt or there was a major issue with it, so the default should not have been applied.
You can contact the County Court to obtain copies of the court claim that waa submitted by Lowell. It will be through the Northampton bulk centre who deal with the claims made online.
If you know which company the debt was with originally e.g. Loan provider, then contact them with a GDPR subject access request (SAR). The SAR should provide you with everything including statements, but do ask for everything you want to see e.g. Statements, signed application form, CCA, any default notice issued.
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Long story short, I have been working in my debts the last few months as I'm looking at getting a mortgage this year.
Alas my main issue is an old CCJ that I found from Lowell, it was for what I assume can be described as a doorstep loan.
The date the CCJ is registered is from a person of time when I was working away on the other side of the country. However even on returning home I can hand on heart say i never saw any paperwork from the court (I may have seen it but I'm 99.9% sure I didn't.
I emailed Lowell last year to ask if they would agree to a mutual set aside and was given the template answer of they had followed the correct procedure to file it etc.
The only other thing maybe of worth adding is that the default on my file and the CCJ are for different amounts (please see attached pictures)
So I guess I'm asking if I have any options of getting it set aside?
I can afford the payment in one but wanted to check if I have options to have it set aside rather than just having it as satisfied on my file for another 4/5 years
55-57, The Quadrant, High St, Windsor SL4 1LP, United Kingdom
Okay, are you prepared to bring a small claim in the County Court? If you don't know what that means then have read around this forum about small claims in the County Court and see the steps. It's very easy.
Also, for this kind of money they will put their hands up and you will get your court fee back as well as your money – and you will have taught them a lesson which you can spread around the Internet.
They want to play games? Here's a game for them.
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