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Aqua Credit Card Debt Lowell’s

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Defaulted Aqua Credit Card.


Debt purchased by Lowell’s/First Credit in 30/10/2013. Current balance is £1555.77.

In 2014 the balance was over £2000 so either I’ve chipped away a lot with £10 a month now £1 or they’ve taken some off it.

Since I’ve made min repayments to 1st/Lowell’s and have always had offers recently to 80% off if I pay £311.16 they’d wipe off the previous £1244.61...


can I settle for less or even ignore it? What are my options..

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Sorry I have no idea how I couldn’t find it (I forgot I’d posted). Please delete 

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