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    • I'm afraid that if the value of the item was under declared then that is probably the best that you can hope for. Also, because the item was incorrectly addressed – even by a single letter, if that because the issue relating to the delivery then that has probably compounded the problem. There is probably very little that can be done. If you are lucky you will get the item back and then you can start again and declare it properly. Undervaluing parcels which are sent by any means is always going to cause a problem if the item is lost or damaged. It may mean that the cost of delivery is slightly less – but at the end of the day the risk becomes yours. When you enter into any kind of contract, effectively you declare it a level of risk to your contracting partner – and they decide to enter into the contract with you based on that level of risk. You have declared a level of risk and £50 – and that's the deal.   Additionally, undervaluing an item which is an internationally has the effect also of evading customs and any VAT system which is in force in that country – and that makes the whole thing a little bit more serious
    • Perfect. Nice and brief and to the point. You don't bother to start telling your life story. Just the way it should be. Send it off. You have probably done enough reading to understand that it won't make any difference don't start drafting your particulars of claim. Open an account with the MoneyClaim County Court system and start preparing. Post your particulars of claim here before you click it off. You may have noticed that at some point you will be asked if you want to go to mediation on this. We used to advise it but now we recommend that you decline mediation and go to trial. Your chances of success are much better than 95%. Going to trial will incur an additional hearing fee but of course you will get that back. However if you go to mediation, they will simply try to penny pinch and to get you to compromise and also they will sign you up to a confidentiality agreement and probably threaten you if you breach it. Not only that, if the mediation fails because you stand your ground, it will add additional delay while they then give you a date to go to trial. The best thing to do is to decline mediation – prepare for court hearing. Pay the extra fee. The chances are that rather than get a judgement against them they will then offer you a full settlement rather than go to court. If they do offer you full settlement then you will be obliged to accept it – but that's what you want. If they don't offer you full settlement then you will go to trial and there will be a judgement against them. Just so that you understand, our first interest is that you get your money back – but a close second is that it does go to trial and there is a judgement which we will then be able to use to help other people. Anyway as you should realise, we will help you all the way.
    • I sent a parcel to Singapore but i spelt the address incorrecltly by 1 letter so the parcel couldnt be delivered and was returned back to the Uk but checking the tracking today the parcel had returned to the UK but is somehow on its way back to Singapore as the tracking says "Item leaving the UK"    Ive spoken ( tweeted) Royal Mail help who confirm that the parcel seems to be going back to Singapore and that if its not " Delivered" by the 29th of April theyll deem it as lost and will accept a claim but i cant remeber when booking what the compensation amount was but i dont think it covers the amount of the item.  As it was my fault that it wasnt delivered in the first place can i trey and claim the full amount back ? i think if i remember correctly it was £50 compensation but the item was £170 So the timeline is thus ...   22nd Of March .    Booked via P2G & dropped off a Post Office.  25th March arrives in Singapore and goes through customs ect ect 26th   Incorrect address and item is flagged as "return to sender" 28th Item leaves Overseas intenational processing centre 15th of April , Item is leaving the Uk (Again)   ?    
    • Post the NTK up here for the regulars to double-check. I highly doubt it's compliant with POFA though. Ignore the deforestation that comes unless it's ever a letter of claim. Any luck with the organ grinder?
    • Probably the case @lookinforinfo Also an update, I've got the registered keeper letter. Just to check that I continue to ignore it until PAP letter comes in?
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ADCB/Moriarty claimform - UAE debt ***Claim Discontinued***


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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX,

I have now received confirmation email that the mediation call will take place on 31/1/20, it gives me all the details to prepare for the call however, this call is made to me and not me calling them!

 

When they call do I then say I have not been provided with enough details to continue with the call?

If so it does suggest in the email that I do this prior to their call.

Cheers

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enough information to make an informed decision upon to agree to mediation 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no you wait.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

she called back and said the following:

whilst they recognise they haven’t provided all the documents I have requested,  they do have my a signed agreement with adcb which mentions the laws can be enforced in other countries, passport copy, residency permit and letter from old employer to show this is my debt,

 

I said without the information I have requested I am not in a position to proceed with mediation, I then provided her with the list of documentation I have requested and the date it was requested!!!

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Leave it with her...the claim will proceed to court directions now.

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Now I have received photocopies of the documents they have and a letter mentioning this is for an overdraft and the other 2 are credit cards, the documents are my passport, residency, adcb account application, company letter for opening account, 2 page statement of accounts.

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so an application form not a signed agreement?

I think one of the other adcb threads has one of those in.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes just the application form, there is a form in Arabic but it has no details on it, no signed agreement, and final statement from January 2014.

 

Would I be safe to assume that this is all they have? its t same documents the mediator said? 
surely they would turn up in court with this information! Or is this why they don’t turn up ??

 

See attached as to what docs they have sent, obviously there is more to the documents but its all personal details that I would need to redact so just copied the only parts that are in english. Also my passport copy, residency, company letter and final statement.

ADCB Moriarty Mediation.pdf ADCB Application.pdf Declaration CC.pdf

 

Also just to add, the closing balance is at 0.00, last military recording was 2014 at 450aed which by today’s exchange rate is £93?

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2 files have no upload correctly.

 

the mediator wont under the diff between an application form or a signed agreement.

 

regardless to the case, or what docs they hold or don't, moriarty never turn up in court on any court claims their client get them to admininster

its the way they work, cheap and nasty as 85% of people never bother to respond to a court claim anyway

its a numbers game and very profitable .

 

they cant just rockup with other docs at the hearing anyway, they must be disclosed at the witness statement stage 14 days before any court hearing.

same for you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if your WS is good enough yes he will dismiss the case as they'll be no-one there to argue against what you state

 

and no they can't have a 2nd bit of the same cherry in the UK court system.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

always best to stick to CAG not other forums

 

use our custom google search box that comes up after hitting our top squares logo.

 

that will list (after a few obligatory adverts at the top}

 

any threads here containing the words you search for.

say 

abcd witness statement

or 

UAE witness statement

or just 

witness statement

 

to get the idea of what it entails and its format

 

however I would seriously consider exploiting your LiP status here

and await their WS then use yours to rip theirs apart

that would be an almost guaranteed win as they don't turn up !!

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

So does there witness statement and mine have to be presented 14 days before court?

 

If so how long do I wait, I assume I wait till the last possible day, if so and assuming they do the same what would my witness statement consist of?? is it based on the claim they have presented?

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whats the hearing date?

you haven't got one yet have you?
 

can I just ensure that you did not send moriarty a copy of the N180 with you phone/sig/email on it did you?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No hearing date yet.

 

The N180 sent to Moriarty did not have Phone/Sig or email as I questioned this and you explained correctly that a copy with details goes to court and copy without personal goes to Moriarty.

 

Last thing I want is that info going to Moriarty to hound me forever in a day!!

 

Cheers DX

 

 

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depends upon the  workload of the mediation service.

 

time to get reading up between stages 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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