ADCB/Moriarty claimform - UAE debt ***Claim Discontinued***

[dx100uk]

[GoldenGoose]

Hi DX,

I have now received confirmation email that the mediation call will take place on 31/1/20, it gives me all the details to prepare for the call however, this call is made to me and not me calling them!

 

When they call do I then say I have not been provided with enough details to continue with the call?

If so it does suggest in the email that I do this prior to their call.

Cheers

[dx100uk]

enough information to make an informed decision upon to agree to mediation 

[GoldenGoose]

I don’t have enough information to make an informed decision no! But still time for them to send I suppose

[GoldenGoose]

Would I wait until the call or call them prior to advise ?

[dx100uk]

no you wait.

dx

[GoldenGoose]

Ok, I will wait for the call and then tell Unfortunately I do not have enough information to make an informed decision!

[GoldenGoose]

Just had the mediation call and said I havent been provided with enough information to make an informed decision. She is now going to speak with the solicitor to find out what information they can provide and when they will provide it and call me back in 10 minutes!!! 

[GoldenGoose]

she called back and said the following:

whilst they recognise they haven’t provided all the documents I have requested,  they do have my a signed agreement with adcb which mentions the laws can be enforced in other countries, passport copy, residency permit and letter from old employer to show this is my debt,

 

I said without the information I have requested I am not in a position to proceed with mediation, I then provided her with the list of documentation I have requested and the date it was requested!!!

[AndyOrch]

Leave it with her...the claim will proceed to court directions now.

[GoldenGoose]

Now I have received photocopies of the documents they have and a letter mentioning this is for an overdraft and the other 2 are credit cards, the documents are my passport, residency, adcb account application, company letter for opening account, 2 page statement of accounts.

[dx100uk]

so an application form not a signed agreement?

I think one of the other adcb threads has one of those in.

 

dx

[GoldenGoose]

Yes just the application form, there is a form in Arabic but it has no details on it, no signed agreement, and final statement from January 2014.

 

Would I be safe to assume that this is all they have? its t same documents the mediator said? 
surely they would turn up in court with this information! Or is this why they don’t turn up ??

 

See attached as to what docs they have sent, obviously there is more to the documents but its all personal details that I would need to redact so just copied the only parts that are in english. Also my passport copy, residency, company letter and final statement.

ADCB Moriarty Mediation.pdf ADCB Application.pdf Declaration CC.pdf

 

Also just to add, the closing balance is at 0.00, last military recording was 2014 at 450aed which by today’s exchange rate is £93?

[dx100uk]

2 files have no upload correctly.

 

the mediator wont under the diff between an application form or a signed agreement.

 

regardless to the case, or what docs they hold or don't, moriarty never turn up in court on any court claims their client get them to admininster

its the way they work, cheap and nasty as 85% of people never bother to respond to a court claim anyway

its a numbers game and very profitable .

 

they cant just rockup with other docs at the hearing anyway, they must be disclosed at the witness statement stage 14 days before any court hearing.

same for you.

[GoldenGoose]

Thanks for that DX not sure what’s happened with those 2 files, nothing interesting anyway!

so if they don’t turn up in court does the judge strike it out??

if so does that mean this case is settled and no comebacks ?

[dx100uk]

if your WS is good enough yes he will dismiss the case as they'll be no-one there to argue against what you state

 

and no they can't have a 2nd bit of the same cherry in the UK court system.

 

[GoldenGoose]

Whats a WS, Witness Statement??

 

Can you point me to any on the forum that I could adapt and start preparing, I find it difficult to navigate and find things for some reason.

[dx100uk]

always best to stick to CAG not other forums

 

use our custom google search box that comes up after hitting our top squares logo.

 

that will list (after a few obligatory adverts at the top}

 

any threads here containing the words you search for.

say 

abcd witness statement

or 

UAE witness statement

or just 

witness statement

 

to get the idea of what it entails and its format

 

however I would seriously consider exploiting your LiP status here

and await their WS then use yours to rip theirs apart

that would be an almost guaranteed win as they don't turn up !!

 

 

[GoldenGoose]

Sorry DX I meant on the CAG forum, wouldn't consider going anywhere else!!

 

Im clicking the Squares logo and typing in witness statement but I just get our threads no others??

 

 

[GoldenGoose]

So does there witness statement and mine have to be presented 14 days before court?

 

If so how long do I wait, I assume I wait till the last possible day, if so and assuming they do the same what would my witness statement consist of?? is it based on the claim they have presented?

[dx100uk]

whats the hearing date?

you haven't got one yet have you?
 

can I just ensure that you did not send moriarty a copy of the N180 with you phone/sig/email on it did you?

 

 

[GoldenGoose]

No hearing date yet.

 

The N180 sent to Moriarty did not have Phone/Sig or email as I questioned this and you explained correctly that a copy with details goes to court and copy without personal goes to Moriarty.

 

Last thing I want is that info going to Moriarty to hound me forever in a day!!

 

Cheers DX

 

 

[GoldenGoose]

All gone quite how long does it normally take for court date??

[dx100uk]

depends upon the  workload of the mediation service.

 

time to get reading up between stages 

 

[GoldenGoose]

Reading when i can