I have a number of large loan & credit card debts that I've been paying off by the absolute minimum amount since 2011. We lost our business & home and have been renting since. None of the debts are with the original creditors now, but they have been doing the usual 'pass-the-parcel' merry-go-round for the past 8 years and have settled with the likes of CapQuest, Intrum, Cabot, CDCS, PRA Group, NCO Resolve & Moorcroft! They also very regularly send 'offers' of settlement with up to 70% discount!
Over the years some have been sending irregular 'statements' and most nothing at all. Every so often some contact me to discuss the repayment 'plan'. A couple, including NCO Resolve, keep asking for an updated Income & Expenditure sheet and even a list of ALL my creditors + what I owe & pay each of them.
I always reply with the same letter or email (never phone calls) explaining my situation and the fact that I pay ALL my creditors the same monthly amount. However, I never send them an I&E sheet or list of creditors.
So, my main question is; Is it ok not to send the requested details, as I was once advised that only a court can ask for them?
Thanks & regards.
Syskey'd probs DX...
Probs used either Tamviewer / Logmein / Anydesk
For the OP - Warning signs - Please watch these vids...
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/