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Hi.....actually I need some kind of advice from youI went to buy a coffee and some bits n pieces from M&S storeI been to upstairs and took some watermelon box and dates which is about £7

I was holding a clear (see through bag) also from M&SI put these 2 things in bag and I went to downstairs to buy coffee and croissant.I was on the queue but there were 2 ladies standing near the counter I order the counter staff a coffee and the croissant I paid them on counter and I was engage with the ladies they were start talking to me and I completely forgot to pay the rest of things


After that I was on my way out and the guy stopped me and said that I haven’t paid for the items I said no I’ve paid. and then I realised that I was holding the clear bag with 2 boxes.I was ashamed that time and said to him.Oh sorry I forgot to pay with my smiley face.But he did not listen a single word he took me to the small office and take my name and address.


Actually I am just working next door I explain him it was not intentionally it happened by Mistake  but he said no you have to admit this you stole them from the store.I used to go there often

one of the staff said to security guy she came here almost everyday I said yes I came here to buy coffee I work next door.  But he gave me trespass and said that you are ban from all our stores and you will receive a letter soon from our company which is you have to pay a fine.


Most awkward situation is all the staff knows me very well I couldn’t sleep properly from that day to now.It was unbelievable..I received a letter from DWF already they said I have to pay £85 for the security fee.i have read some of the issues related to my case which is everybody saying to ignore that letter.


So my question is ...if I ignore that letter it will b fine in the future about my credit history and my visa and criminal record as I can’t afford anything my PR is due on March so I can’t take any risk..one more thing....if I pay £85 so is it ok also to not having any trouble in further?


So they will keep quite when they receive this amount?

Thank you in advance

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simply totally ignore everything


it is not a fine and never can be

the security staff should not be using that word.


it cant hurt your credit file

it cant hurt your visa

they don't do court


lots of like DWF threads to read here already

you'll soon get the idea.




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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O that’s great News that it’s not gonna affect my credit history or they no gonna take me to the court.. as I am planning to take mortgage after getting my PR. So that’s why I was afraid of their letter.


every day when I enter my shop which is next door the one of M&S staff give me a strange look which is also unbearable.

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  • 3 weeks later...

What happened in M&S will be forgotten in no time. Staff change all the time and at the end of the day what you did does appear to be a genuine mistake. As already advised, DWF will do nothing beyond writing to you, you will have nothing on your record and it cannot affect your credit file

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.






If I have been helpful in any way - please feel free to click on the STAR to the left!


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