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    • I found a life insurance policy, so there’s money, I’d rather try and get a settlement figure and pay them out the policy than have them put a charge on the house. I just begrudge using the money to pay that shit instead of the mortgage. 
    • Excellent so it is the Notice of Allocation with directions telling you the dates to submit your statement and evidence. I was just checking you had the correct notice.   Andy        
    • Why are you requesting settlement figures on credit cards ?   why are you engaging with them at all apart from sending a copy of the death certificate.   No estate = No money = no pay and then they will write them off..they have no other option....but you must not make payment from yourself not even the interest.   Andy
    • “and as I said - the 14 days is the outside of the possible period. ie 14 days too late.”     I fear you have confused yourself again. You were claiming a 14 day incubation period for 2019-nCoV, and now you bring up 14 days in a nonsensical statement (14 days too late for what?) while talking about smallpox .....   incubation period for smallpox is 7-17 days, BTW, so that spans 14 days, but isn’t “14 days”   October 10th (exposure)  to October 22nd (first symptoms). Even the case you cite was 12 days incubation, not 14 !   Great work cut n pasting the WHO info page: not only does it show the 10 day incubation period of the last naturally occurring case of smallpox, but nothing in there is in contradiction to my posts .... confirming I’m correct.
    • “They of course used the variola vaccination program which replaced the Claiming that....”   looks like you are missing some text there after “replaced the” !   As for “slower rate of mutation a chance to mutate” : smallpox is believed to have been around since 3rd Century BC, and maybe even 7 centuries before that. Apologies : I don’t have formal evidence for 10th Century BC (why I’m saying “maybe”). Good quality peer reviewed studies for 22 centuries (plus) ago are rare   There is no reason to believe that dairymaids (back then) who had had cowpox didn’t develop the immunity Jenner later characterised : so there would have been some selective pressure for smallpox to mutate its vaccine target even then. Variolation was used in the Far East (1549) even before it started to be used in the West in the 1720’s : that is some 428 years of further increased selective pressure to mutate the vaccine target, (250 years if you want to say “both East & West”)   Jenner started using vaccinia around 1796, but only published his paper on cowpox / vaccinia (from which the term vaccination is derived) in 1798. At least 179 years of even greater selective pressure yet still no mutation of the vaccine target.....   “Ahh, but those aren’t modern vaccines!” I hear you cry.... Well there was gradual improvement in the vaccines but there was a major step (freeze dried, heat-stable vaccine) in the 1950’s (25 years of yet further increased selective pressure)   So, with 22 centuries in which to mutate the vaccine target, 300 million deaths in the 20th century, and 15 million cases a year as late as 1967. Not a shred of evidence that there was a single mutation of the vaccine target...... that isn’t “slow”. that is zero.      
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mooshy

Moorcroft and newday Aqua card default

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Hi

I'm finally going through my unpaid bills following a challenging development opportunity I stupidly took on this year at work.

Home and family have suffered as a consequence.

 No excuse I know but my bills just got left.

 

I had a credit card ( aqua ) which I thought id cancelled as no longer needed as credit history was very good.

 

 Id cancelled the direct debit as it was cleared but hadn't cancelled the card .

 I took it abroad, made a few purchases totalling just over £300 and totally forgot I didn't have a direct debit set up any more to pay the minimum until I sorted the rest.

I do this with everything else so I don't miss a payment.

 

 im going through all the letters and the debt was passed to Moorrcoft.

One letter says --- We recently sent you a default notice served under the xxxxx.

This letter is notice of our intention to register this notice on your account within 28 days .

 

I think they did ?

I went onto totally money and its says default.

 

I seriously cannot find a default notice

= I mean I would have and still would sort  this had I realised.

 

Pls don't judge its sounds feeble, but honestly Im working FT  and more, and have massive unsustainable other commitments and this is the mess I am in .

 

Apart from obviously pay this asap how can I confirm I really have a default and with no default received any way I can challenge this ?

TIA


Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Moorcroft don't buy debts

and a dca cant default you anyway

so it would have been their client who is?

 

I assume this is will be a newday account?


..

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Hi

Yes the letter saying they are registeringbthe default is directly from Aqua. A new day account yes.

Ill go through the rubbish ive sorted now for shredding and check again but im so sure I haven't received one .


Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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scan everything no matter how insignificant it could be for any debt ever.

 

you've been here long enough and have had enough court claims to know how important one single line in a letter can be.


..

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Hi DX

Well Ive been through all my paperwok and its definitely not there .

But I cant prove that can I ?

Would it be okay to tell them the truth and ask them to let me pay it ?

 


Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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I expect they did send a default notice

unless its one of their online comms only accounts?

 

not really sure you can get a registered defaulted date removed just because you cant find a default notice.

 

better to pay it yes mind!
 


..

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