So what about something along the lines of......
1. Since the last hearing datated xxxxx I have discovered that I have in fact held two agreements with Capital One credit cards in the past.One branded Luma account number xxxxxx which was issued in 2012 and a Capital One credit card account number xxxxxxx which was issued 2015 and is currently being serviced by Arrow Global.Therefore the disclosed Capital One credit agreement presented in this claim cannot possibly be true or connected to the Luma branded card that this claim relies upon.
Its a risk but if accepted by the Judge then that proves the one being used here cant possibly be valid ?
said in their letter - i have only emailed in response to their letters, and, as i said, nothing in the last five years.
Barclays is shown as the owner on the TransUnion credit file, and it doesn't show on Experian/Equifax.
Is it worth contacting barclays - e.g. if the account isn't statute barred, is it likely that this might ramp up collection activity, or do i just sit it out in respect of my credit file?
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