I have a debt that is approaching statute barred date. I have not contacted the original creditor (MBNA) for the past 6 years or made payment (as confirmed on my credit file).
The debt was sold some time ago to PRA, I have also not entered into communication with PRA or made a payment to them.
My question concerns when this debt becomes barred? I am hoping it is based on the oirignal creditor situation, which then means no legal action possible for them, and then if this thinking is correct, can the DCA simply be ignored / told to go away ?
Any help much appreciated.
Good afternoon folks and many thanks for the swift replies. Below I have added the details as per your request.
For PCN's received through the post [ANPR camera capture]
please answer the following questions.
1 Date of the infringement
2 Date on the NTK [this must have been received within 14 days from the 'offence' date]
Date issued 10/02/2020
3 Date received
4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]
5 Is there any photographic evidence of the event?
Yes. Two photos of car
6 Have you appealed? [Y/N?] post up your appeal]
Yes. I sent a message stating that I had received another PCN from another company and I was concerned as I do not live close to these areas both Manchester I live bristol. I have however found out that my stepson was using the car (with permission)
Have you had a response? [Y/N?] post it up
7 Who is the parking company?
Euro car parks but now receiving letters from UKCPS regarding this issue
8. Where exactly [carpark name and town]
For either option, does it say which appeals body they operate under.
Yes in writing to ECP, London
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Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/