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SLL Capital and their rights under assignment

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I was reading an old thread from 2018 reagarding Mr lender payday loan selling on  debt to SLL Capital

 

in the thread it gave reference to the fact it was impossible for the buyer of the debt to mark a default on a credit file and it must have been the loan company who placed the default on around the same time the debt was sold.

 

I have a similar issue but it contradicts what was stated in the 2018 thread.

 

Mr lender loan  started 15/5/16

End date 17/8/16 balance 200.00

Settled

 

They sold the debt to SLL Capital  on 17/8/16

Account start date 17/8/16

Balance 344.00

Default 26/9/16

 

Are they now allowed to default a debt they purchased and increase the balance?

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just because the date is after sale by one month, it just means the OC dragged their heels

doesn't hurt you any more than if it had been done one month before

 

if you are not convinced

sent the OC and sar.

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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What about the increased balance, are they allowed do to that?

And the date of the default is somewhat strange as it states being after the date sold by Mr Lender. They also sent the following correspondence to me;

 

Original Lender: PDL FINANCE LIMITED T/A MR LENDER
You will have received a DEFAULT NOTICE - you should contact SLL immediately
You were recently posted a Default Notice from SLL Capital due to your breach of payment as per your consumer credit agreement. As you have not paid the full amount or made a successful payment arrangement, you have broken the agreement.

You now have 21 days from the date on the Default Notice to repay the full amount outstanding. If you pay this before the required payment date, no further enforcement action will take place and we will confirm closure of your account.

If we do not receive the payment by the required date or an agreed payment arrangement, further action may be taken against you.

You can arrange payment and find out more about default action on our website, please follow the link to our Default Notice Page:

 

Their correspondence does suggest they are responsible for the default, however I have never actually seen one from them or the OC. I will request a SAR from oc, if however it has been sent from SLL is there anything I can do to have it removed.

Thanks

 


 

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have you the default notice then?

scan to PDF read upload

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Not sure if copy ok

 

Just noticed the DN is for a totally different date from whats recorded in my credt file this is for 27/4/18.

Not really looked at it properly as since August 2016

 

I have received emails every month

some refer to their recent DN sent,

some refer me to take action now to avoid the DN going further.

 

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images/posts removed
.
please do not post jpg picture images directly to a post
.
read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only

.
that way only logged-in,registered and approved caggers are the only ones that can download and see them
.
else anyone can see them caggers or not.dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Think Ive converted & uploaded correctly this time. 

 

This DN is totally diffrreny to the one marked on my CR FIle. Big difference from 2016 to 2018 (26/09/16 marked as the original DN date).

27th_Apr_18_DN.pdf

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that's not really compliant with the format of a DN

and anyway, a debt buyer cant issue a default notice.

 

did you ever SAR mr lender?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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no dn in the pack?

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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