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    • You're like, super helpful and unhelpful at the same time lol.   What do I search for, I searched form 4, and nothing, I searched claiming compensation and nothing about this.   I can't find the top squares logo.   Can you post a link or tell me what to search.   Sorry if I'm slow.
    • use our custom google search box  click our top squares logo it should appear on that page   dx
    • Apologies, I haven't used a forum for years!!   I defo wish to keep the 2 issues separate, sorry!   My only issue I need help with is the increased compo for marstons - if possible.   I don't know anything about claiming compo etc. (I only recently found out one of the NHS biggest costs are NDA payouts)   I don't know what form 4 is; so far, they've offered £250 and I haven't accepted or denied it.   So yeah, can you forward me to some more info?   Also, usually I'm good at google etc. but I can't find many stories on this stuff, regarding PCN/TFL etc.   Thanks again!
    • ok things are getting clearer...   I've merged 2 of your posts for clarity and removed the swearing, (behave please) I've also taken down the two images you posted should you wish to post things up please use PDF so we can zoom easily and don't forget to redect them read upload carefully.   I think you need to continue to keep the two thing sep. those being increased compo for marstons- if possible ( if you are raising a form 4? complaint through the court - it might be better you don't? - they are very hard to justify and can be costly - so the fact it might not be moving forward could be a good thing, but listen to others here too) and the issue of the PCN wasn't justified - which you need to further expand on please.   the more info you post up the better please but please use multipage PDF files only and carefully redact them    
    • Thanks for trying btw! It's kinda in 2 parts.   1 is that the PCN wasn't justified in the first place and I wasn't aware it had escalated. I received the initial fine from TFL which I challenged and heard nothing back from (for 5 months). Then another letter from a separate PCN which made me email TFL to inquire what was going on but again, heard nothing back.   (BTW I can see how confusing this is so thanks again for trying)   So, I had no idea my car was at the risk of being taken - that's the first part.   No 2. is:   I got a phone call saying my car was on the back of a truck round the corner from mine (they hadn't left any notices or anything, and the car was parked directly outside my house). My friend said they were attaching the straps and securing it to the van (so I think they got it on the back of the van and moved it before securing it).   When I ran round the corner I saw the EA's van. I went upto it and asked what was going on. He was rude and told me to go away. Then after I kept knocking he got out the van and was aggressive and refused to ID himself or tell me why he had my car.   He shouted at me, was rude and unprofessional, he then left with my car. I complained to Marstons and asked for the bodycam footage.   They gave me the footage but it was clearly edited and cut short (because in the beginning of the footage he was the most aggressive).   They then told me he wasn't required to have the camera turned on when he's in the van, only when he's 'actively pursuing a warrant' and I was only allowed the footage I was in. (which is 2 different things) So I asked them to clarify which is true.   Anyway, I reviewed the footage and sent in my complaint (talking about what happened in the footage) They replied and said they watched the footage and disagreed with everything I said.   So I wrote a more in depth response with the CIVEA code to reference + the TFL EA guide etc.    Then they asked for more time, called me and finally apologised and admitted he had acted untoward and was in the wrong.   They then offered me the goodwill payment.   This has taken up weeks of my time, caused me serious trauma and PTSD and even after I complained WITH video evidence, they still initially denied it which means they officially lied, on record, while representing TFL.   I told TFL what was happening they said I had to continue with Marstons etc.   £250 goodwill isn't enough, the car cost £800 to get out, the suspension is messed up and I'd like to claim compensation for everything.   I don't know if that makes me sound like i'm money grabbing or whatever but they shouldn't be allowed to get away with it.   The police had to come before they could call an ambulance cause I was having a panic attack and it was a HORRIBLE experience.    So any help would be great please    I have the whole file from Resolver in a ZIP file but it's a lot of writing and I think you've read enough of my writing to last a life time!   I did a statutory declaration of OOT, got it signed by the court etc. but it was rejected.   I then tried to take them to court but it cost £250 I think which I don't have. You can get it for free if your low income but they wanted bank statements that I couldn't get. They're waiting for me to reply with documents to get a free court date.    did you receive any of the pcn's - was that why you appealed? - Yes, sorry!   unless it's trying secure a greater level of compo from marstons? - Yes, sorry!   For the record I just saw this pop up, read it and now feel much less guilty about my enquiry!
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just_jue

Backdoor Cabot/Marlin 2005 CCJ for old BCT car finance remainder after vt . not paid since 2005!!

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Thank you

 

Hi Post, sorry to be a pain but they keep hasseling me.

 

Thanks

 

JJ

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Evening All

 

Ime On It In The Morning

 

Send A Knudge Email

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Hi, sorry me being a pain again. Missed their call again today (what a shame)

 

Any advice please!!

 

Hi Post, sorry to be a pain but I really need some help with this matter please.

 

Thanks

 

JJ

 

Hi, sorry I really need some help with this please someone.

 

JJ

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Hi Post, good to hear your getting better, I have read your comments about Welcome secret commissions, now I have the underwriting sheets which show the commission paid, what is the best course of action now?

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Hi everyone,

 

I am having some trouble with British Credit Trust.

 

In 2003 our car was written off this was financed via BCT. When we were looking for another car a Broker rung us who we thought was working for BCT and arranged for us to view some cars (none of the cars he organised for us were any good), so we brought one via an independent garage.

 

In 2006 the car engine ceased up and we had to send the car back to BCT and was paying the outstanding balance via Marlin.

 

I then decided to send in a SAR request. What I got back was a copy of the fees the Broker charged even though he did nothing (nearly £1600).

 

I have written to both Marlin and BCT about this matter as hidden broker fees are a no no but neither of them have bothered to reply to my letters even though they have signed for them.

 

Does anyone have the contact details for the main person at both companies?

 

Thanks in adavnce

 

JJ

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If you google them you'll find telephone numbers for the above companies. Ask at Marlin for the e-mail for Alan Evans, can't remember the other one, but just phone and ask for the e-mail of the CEO.

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Just received a letter from Marlin Portfolio (so it has moved one desk down to chimp line) saying if we don't start payments they will start legal proceedings which would be nice, but funnily enough no response to our complaint, so we will start the process again with these chimps and see what happens.

Luckily we have changed phone companies and they don't have the number.

 

JJ

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Hi, 

 

My other half has just received a letter from Cabot regarding a debt going back to 2006.

 

It was originally with Marlin, and after taking advice on here we put the account in dispute due to some errors in the paperwork, 

 

She has not heard a thing from them until Cabot wrote saying they got a CCJ at our old address dated 11/2014.

 

No payments have been made on this account since early 2005.

 

As it is nearly 5 years since the CCJ was granted would we be able to set aside the CCJ?

 

Thanks

 

JJ

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no point

whats the debt?

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Evening DX it was a car we VS with British Credit Trust as the engine seized.

 

Cabot keep writing and calling wanting the money and don't know how to handle them

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merged a few old threads

 

well TBH its not far away from 6yrs when they wont be able to enforce it wihout returning to court

 

but what strikes me is the account would have been well statute barred by 2014

 

poss write to them and state these facts?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I was thinking of writing along the lines of:

 

The account was placed in dispute in 2009/2010 as there was serious errors in the agreement and the account running.

Marlin/Bramble should not of sold the debt on when  a dispute has been raised.

 

We require you to remove the CCJ or we will go back to court and have it set aside as we have a strong defence

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marlin are cabot, not been sold on

 

the debt was statute barred at the issuance of the claimform resulting in the default uncontested judgement because the claim was raised against an old address.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Can they now instruct bailiffs to visit us to enforce the CCJ?

 

Seem unfair as they completely ignored our dispute.

 

Do you think we would be able to get it set aside due to time length? 

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would need to return to court and get permission

forget the dispute, that's immaterial now

 

the bottom line is the debt was outside of the statute barred period when default judgement was attained.

 

if you have proof of last payment then they could quite easily remove the CCJ by consent FOC to you

 

write with a copy of that proof and tell them they have 14 days to remove the CCJ FOC or you'll seek financial compensation for the last almost 6yrs of damage this has done to his credit worthiness

 

do you have proof of last payment?

do you have proof you in formed either BCT or marlin in writing of his current address before they raised the court claim?

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Glad you merged all the threads from earlier.

 

The last payment was 27/07/2005 and the CCJ was granted on 11/11/2014 so a clear 6 years.

 

I think by the looks of it they got the CCJ from the original address for the agreement and not the one they had been writing to us 

 

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images/posts removed
.
please do not post jpg picture images directly to a post
.
read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only

.
that way only logged-in,registered and approved caggers are the only ones that can download and see them
.
else anyone can see them caggers or not.

 

………….

 

not that it really matters,

but have you in writing ever informed the old original creditors or any of the DCA's since of his present address from the address on the agreement

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Probably not now as it was over 10 years since we last heard from them.

 

Will look but found the payment statement from the earlier posts

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ok well ball is in your court.

on what you want to do.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Thanks DX.

 

I think we have to take it too them. As don't want to leave it.

 

Was going to write a formal complaint telling them to remove the CCJ otherwise I will be applying for a set aside and passing any costs onto them

 

JJ

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Sorry for not posting sooner, have had a serious family matter.

 

I have drafted a letter of complaint, if you can think of anything please let me know

 

With regards to the above account I would like to raise a formal complaint.

 

In September 2009 I wrote to you when you was under the name of Marlin and raised a formal complaint as there was serious errors in the way the account had been processed, and have had no response from you until your recent correspondence.

 

After checking my credit file I noticed that you have lodged a CCJ that I did not have a chance to defend.

 

With this in mind I request you remove this CCJ from my file, if you are unwilling to do this I will apply to set aside the CCJ and will send the cost over to your company.

 

 

I look forward to hearing from you.

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post 116

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I've just been through all the paperwork here and it seems that some payments were made to Marlin upto July 2009 until we asked for a CCA and lodged the complaint about the serious error in the paperwork, so that takes it within the 6 years.

 

Weirdly this statement was in our original paperwork but not in their last statements that came through

 

We moved house in 2012 and they hadn't written to us during that time.

 

Don't know how to play this now

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who's statement lists these payments?

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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