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    • Could you link us to BankFodder's post please? The judge's office means something different to me. HB
    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
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Xercise4Less/Harlands/CRS "Admin" fees


Loo96
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at the bottom of one of the posts.

 

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Start your own new thread

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Thanks

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Hello All,

 

I have recently cancelled my gym membership but I am now been hounded by them.

 

They originally emailed me saying that i owed them £12.79 for the September payment plus a £25.00 admin fee, I have now received another email stating the same for October, so it is now a total of £75.00

 

I joined the gym on 27th February 2018 and therefore I am well within my rights to cancel the membership.

 

I have tried to contact the gym, but they are quite frankly been very unhelpful. 

 

I am worried that if I don't pay, it will affect my credit rating as I am in search for a house next year, so for this to affect my chances of getting a mortgage would be awful.

 

If anyone can help me with the next steps I should take?

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Hi Loo and welcome to CAG

 

Please read other threads that all confirm the same things. For example

 

Harlands try to bully folk into paying admin fees but they don't take court action.

 

* They threaten all sorts of action but this will not affect your credit rating at all.

 

See this post - https://www.consumeractiongroup.co.uk/topic/418126-another-exercise4lessharlands-query/?do=findComment&comment=5009017

 

 

Carefully adapt the letter to Harlands and follow the advice in that thread about the address and proof of posting. Once Harlands fail to accept your offer to pay one month's fee for the notice period, just ignore them.

 

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Harlands address in Haywards Heath. Easy to find on the Web

 

👍

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 1 month later...

you should be blocking and bouncing all emails regarding any supposed debts

same as you should never discuss debt at your door nor over the phone to any DCA.

 

a dca is not a bailiff

and have

zero legal powers on any debt.

 

in this case as you've been reading like threads

you should already be aware CRS are harlands in a different frock

look at the addresses.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Loo,

 

I just removed your name from post #4 above - anonymity is good, both here and on the net in general.

 

They can demand  any amount they say you owe - that does NOT make it payable !!

 

Ignore but keep us posted.

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 4 weeks later...

Hello both,

@slick132 @dx100uk

I have just received another email from CRS claiming court action. I am obviously ignoring/ blocking emails etc. Just wanted to keep you informed. 
 

Thank you for your help also, you have made me very confident in my actions. If it wasn’t for these forums, I may have even paid the sum of money or would be worries about the demanding and intimidating emails from Harlands and CRS. 
 

many thanks 

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as post 7.

 

read it properly

it doesn't say WILL anything.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Loo,

 

Thanks for the update and glad to hear you're not taking the threats seriously anymore.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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