Sorry for the long winded title !!
I am a private tenant in the Uk and have never missed a payment, I recently lost my job due to the Coronavirus and I asked my landlord if he could get a 3 month payment holiday to help us out. He has come back and told me that as they are non uk residents they don’t get the same rights.
I just want to know if this is true please ? Surely if his mortgage is with a UK bank or building society he should be able to get a payment holiday regardless of where they live ?
any help or advise would be much appreciated.
the relevence of chargeback is immaterial/irrelevent to/in the court process.
the relevence of you spenfding so much time and effort upon this is also sadly the same re any outcome or poss costs sum allowed/won
Thanks for the reply.
Not been able to get through to the bank yet due to massive volume of calls, and they say online they have staff self isolating which makes sense I guess. I will try on Monday but im not hugely optimistic. Would not surprised me if most of their staff are deadling with financial issues due to the current climate.
I thought you had to send evidence with the letter before action? I was hoping doing so might make them look over all the evidence I have collated so they can see how badly they have dealt with the matter and that they might struggle in court.
This probably sounds silly but am I obliged to go through chargeback? I have made a LOT of effort to get this resolved and I have always wondered what a small court case is like.
how did the chargeback go?
if you went to court, eventually you would each have to exchange Witness statements, such statements must contain all the documents you each intend to rely upon 14 days before any hearing, you nor they can rockup to court and produce/use anything not already disclosed.
costs are limited in small claim court, you would not be able to claim anything for anything prior to the actual case, you might be able to claim your time in preparing your case and get a fixed award for time off work to attend, just as they can with their costs,
neither of you might get a penny for costs, that's down to the judge on the day, either of you might well be liable for all costs upon a win/lose for bothsides.
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