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Calderdale College/Brachers PAPLOC Now claimform - College Course Fee - Paid by DD until Forced to Leave by Calderdale College - want remaining years Fee.


ElDiego10
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Thank you for opening the thread again. 

 

Just received a letter after 4 months.

 

It is from STA - saying that I owe X amount and defaulted on paying the remaining DD's of X amount after withdrawing from the course and there is a indemnity stated full balance is due after 3 weeks on the course or more. 

 

It then goes onto say that they may pass it onto their solicitors to issue a claim.

 

I will get a pic of the letter as soon as I can.

 

I assume the normal route and advice on here is to ignore it and do nothing until a letter of claim comes my way?

 

Thanks in advance.

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Yep!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

So I just got another letter now that literally states "YOUR EARLIEST RESPONSE IS APPRECIATED" (at the top in green) and then, "Further to my previous letter, please call me now on X quoting reference number X - nothing else.

 

Same routine, file and ignore!

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  • 1 month later...

ive removed the claimform you'd left a few things showing

 

we dont need it

 

please complete this:

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to STA/Hadfield PAPLOC now Claimform - College Course Fee - Paid by DD until Forced to Leave by Calderdale College - want remaining years Fee.

Name of the Claimant ? Calderdale College

 

Date of issue – 16/09/21

 

Date  to acknowledge) = 04/10/21

date to submit defence = 18/10/21 

 

Particulars of Claim

 

What is the claim for – the reason they have issued the claim? 

 

1.The Claimant claims the sum of £1042.50 in respect of tuition fees, details of which have been delivered to the Defendant.

 

2.Payment has not been made and the Claimant therefore claims

– 1. The sum of £1042.50 being as to the sum due.

2. Costs.

 

3.The Claimant has complied with the Pre-Action Protocol for Debt Claims dated this 15/09/2021.

 

4.The Claimant claims interest under section 69 of the County Court Act 1984 at the rate of 8.00% a year from 30/05/2019 to 15/09/2021 on £1042.50 and also interest at the same rate up to the  date of judgment or earlier payment at a daily rate of £0.23.

 

What is the total value of the claim? £1394.44
 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes
 

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No 

Did you inform the claimant of your change of address? N/A

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Tuition Fees
 

When did you enter into the original agreement before or after April 2007 ? After April 2007
 

Do you recall how you entered into the agreement...On line /In branch/By post ? At the college – signed paper.
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No.
 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. STA International
 

Were you aware the account had been assigned – did you receive a Notice of Assignment? Received letters from STA International chasing debt.
 

Did you receive a Default Notice from the original creditor? Yes
 

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No
 

Why did you cease payments? Was withdrawn by course tutor from the course.
 

What was the date of your last payment? 29 March 2019
 

Was there a dispute with the original creditor that remains unresolved? Yes
 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No

 

Edited by dx100uk
date corrections
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  • dx100uk changed the title to Calderdale College/Brachers PAPLOC Now claimform - College Course Fee - Paid by DD until Forced to Leave by Calderdale College - want remaining years Fee.

please note date corrections above.

 

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual on the Gov't Gateway Site
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.

.

get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant]
...
.[use our other CPR letter if the claim is for an OD or Telecom Debt]
.

https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/

.

 type your name ONLY
Do Not sign anything
.
you DO NOT await the return of ANY paperwork 
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]

..............


 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you DX.

 

Quick question - it does mention a counter claim, is that something I would do now or later on ? I'm thinking of putting something in for the fees that I paid, plus compensation for time/distress/mental health etc? Or would you not recommend that? 

 

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No dont do that.

 

Just get aos/cpr done. Leave defence for now, you have 33 days as detailed above.

 

But dont missit!!

 

Dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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