Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
  • Our picks

omegatbt15

Another myHermes Issue - ***WON***

Recommended Posts

No


Share this post


Link to post
Share on other sites

i have another 2 missing potential parcels that have sent through packlink with myhermes.  for any future claims,  do i chase packlink or myhermes ?

 

thank you again.

Share this post


Link to post
Share on other sites

In principle you would sue Packlink if your contract was with them - but we would need to know more about them.  I've not heard of them before


Share this post


Link to post
Share on other sites

packlink is the ebay delivery service that enable you to choose different couriers. a middleman if you like. you can choose dpp, myhermes or the post office. 

 

so i buy the delivery with packlink and they pass the work with myhermes.

 

my original claim had one delivery directly bought with myhermes and one with packlink delivered through myhermes.  they will pass the buck of course and blame each other.

Share this post


Link to post
Share on other sites

By the way I notice that you say that you would pay £20 in compensation. Did you accept this? On what basis was the £20 paid?

By accepting £20 you may well have given up your rights to take any further action


Share this post


Link to post
Share on other sites

after i wrote to the ceo, they did a search and could not find. they automatically give £20 compensation as the standard insurance. they offer good will compensation which i rejected.

Share this post


Link to post
Share on other sites

Did you accept that £20 compensation I think is what @BankFodder is getting at, if you have accepted it you may be out of luck.

 

Ignore the goodwill gesture for now that is separate.

Share this post


Link to post
Share on other sites

no, I have spoken to them directly about this and they said that the 20 is the insurance and not compensation. 

 

another twist to the story, one of the parcel has arrived to the customer a month later but i have refunded the money already.

 

I have contacted her directly hoping she would be straight and pay for the good but no response so far. 

 

so might have to take her to court as well.  

 

i am actually look forward to going to court to clear my head

Share this post


Link to post
Share on other sites

Sorry should have said when I mean compensation I am refering to the insurance payout.

Did you accept that? If so you may be out of luck. 

Share this post


Link to post
Share on other sites

I did not have a choice they pay it automatically.

 

I have called them twice to confirm that this insurance payout does not affect my small court claim and they said no. 

 

if they are lying then i have them on record. 

 

have you had much experience in this ?.

Share this post


Link to post
Share on other sites

It shouldn't be automatic as you need to give them BACS details for a payment. You can decline it before it gets that far. There are various threads about it on here in the same situation where an item has been under insured but its been lost opposed to damage. Have a search through the forum and you will find them. 

Share this post


Link to post
Share on other sites

no, it was paypal. which was how it was paid to them inthe first palce.

I am sorry to advise as per the response we have received from the Hub, despite a thorough search your items have not been located.
 
I note a claim form has been issued to you for parcel 8730184249588885, which once completed the Claims Department will assess and pay the claim for you.

Share this post


Link to post
Share on other sites

I'm assuming that is the response from parcellink and not the hermes direct one with that response. 

Share this post


Link to post
Share on other sites

hi all, sorry i am been electioneering for my local polical party. 

 

just to let you know that they have contacted before the final judgement day and settled. 

 

in summary,

 

small claim courts is brillant. 

 

contrary to the opinions on here you dont need to be elaborate. just state clearly that it was lost as they can see on their system anyway. 

 

i did it very simply and won. 

 

thanks for everyone and especially Me !.

  • Like 1

Share this post


Link to post
Share on other sites

Thanks for this update.  

 

Well done.


Share this post


Link to post
Share on other sites

@omegatbt15

 

Just a word of warning with Packlink, do not continue to use them and remove any automatic billing you have linked to your PayPal.

 

There have been numerous reports of people that have claimed missing parcels etc that have then been slapped with a £40 admin fee two months down the line due to an oversized parcel with 0 proof. They then ask you to take pictures of the parcel next to a tape measure to prove the dimensions are within the given size at the booking stage, this is obviously impossible as the item was sent two months ago. One part that was effected was a company and got stung for £1600 worth of £40 charges.

 

When you first used Packlink it asked you to allow automatic billing via PayPal and if this is still active they can bill you whenever they like and you can't stop the payment and it doesn't require approval.

  • Thanks 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...