With respect to Ellen above
This is what I would do.
Comply at all costs with your mortgage company, they are A priority debt and must be paid before you even think about credit cards.
Then I would ring a DMP , that is the free variety Payplan for instance.
Tell them you are struggling and ask for a date to make a income and outcome repayment plan they will do this over the phone. Ask the for a refference number.
Phone your creditors and tell them you have contacted a DMP the will then give you a months grace to create your report quote your ref. Tell your mortgage what you have done and ask them to arrange the amount they want, before the other debts are payed. Negotiate
Dont OVER COMMIT YOURSELF
Dont forget your mortgage is a priority debt and must be paid in full and on time. So make sure you I and e covers an amount to not only pay ongoing but repay any arrears.
This will give you breathing space.
Any problems can be sorted later, at your own pace.
You don't need to do their income and expenditure forms, it's none of their business what you do with your finances as long as you keep up payments and pay down the arrears.
How many months does the £800 represent ? have you written to them offering the extra 200 per month ?
Thanks for your response.
I've filled out the questions below:
1 Date of the infringement: 12/10/2019
2 Date on the NTK: 19/10/2019
3 Date received: 21/10/2019
4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? Yes
5 Is there any photographic evidence of the event? Yes
6 Have you appealed? Yes
The defense of my appeal: My Father is disabled due to the fact that he suffers from Peripheral Arterial Disease and Spinal Stenosis and can only walk short distances before his legs begin to seize up and turn to lead. This is why I had to temporarily stop for a short period outside the terminal. It was a cold, dark evening, pouring with rain, I didn't see any signs. My only concern was getting my Mother and Disabled Father out of the cold weather, into the car and off home.'
Have you had a response? Yes
Their response was basically that they don't accept it.
7 Who is the parking company? Vehicle Control Services
8. Where exactly: Southend Airport Arrival Terminal
It says they're with the IPC.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!