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    • Did you take screenshots or anything of the descriptions that you gave? Do you have any evidence to support you say? In any event, you paid for the insurance, you declared the parts having given the descriptions and they accepted it all on that basis. You have begun the claim procedure yet so I suggest that you do so. We'll see what happens. In any event, it could be said that the various sections are contradictory. Parts relating to vehicles are containing three separate sections and it is relatively difficult to discern which section a particular part should come into. Section 69 of the consumer rights act relates to ambiguities and basically says that an ambiguity must be interpreted in favour of the consumer.  
    • I have booked a Hotel/Flights Package with the above paying a 10% deposit with the balance due a month before travel next August.   On looking at Cancellation Charges they virtually say 100% 84 days out plus.   According to the Package Travel and Linked Travel Arrangements regulations 2018 - termination fees have to be "Reasonable and Justifiable"   I find it hard to comprehend how last minutes charges could fall into the above description.   For example the hotel is available on Booking.com for our dates with no pre-payment and free cancellation up to the day before arrival.   I'm not sure of their arrangement with BA but the tickets we reserved have doubled in price in the last week and could easily be resold.   I can't find any anecdotal evidence or Court Cases relating to them trying to collect Cancellation Charges from people who have not already paid the full balance and cancel. If I were to cancel 8 months out is it likely they would pursue me for the remaining balance.    
    • Hi   Something else I think you need to ask the Insurer for Clarification on is.   That you require full clarification on which clauses within the Terms & Condition of the Policy they are using to refuse payment under the Policy.     I would also consider sending the Insurer a Subject Access Request simply asking for 'ALL DATA' this covers whatever format they hold it in whether it be email/telephone recording/written format etc. (note: if they require you to use their own subject access request form always put 'ALL DATA' on their form)    
    • matters not what they come up with it's statute barred      
    • Revised defence:   The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   1. The Claimant claims £2247.91 is owed under a regulated consumer credit account under reference xxxxxxx. I do not recall the precise details or agreement and have sought verification from the claimant and the claimants solicitor by way of a CPR 31.14 and section 78 request who are yet to fully comply. I dont believe they have provided this yet correctly   2. Paragraph 3 is denied.The Defendant contends that no notice of assignment pursuant to s.136 of the Law of Property Act & s.82 A of the CCA1974 has ever been served by the Claimant as alleged or at all. still stands   3. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of assignment/balance/breach requested by CPR 31. 14, therefore the Claimant is put to strict proof to:   (a) show how the Defendant has entered into an agreement; and (b) show and evidence any cause of action and service of a Default Notice or termination notice; and © show how the Defendant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim;   4. After receiving this claim I requested by way of a CPR 31.14 request and a section 78 request for copies of any documents referred to within the Claimants' particulars to establish what the claim is for. To date they have failed to comply to my CPR 31.14 request and also my section 78 request and remain in default with regards to this request.   5. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.   6. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974.   7. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.    
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hey evryone

i am 16 years old 

today i was caught by a undercover guy and

 

have seen people receive letters and letters demanding money from rlp

i have been told i will recieve a fine of 300 pound which is ridiculous for a 2.50 powder

 

however i would like to know

should i ignore these letters or not

 

im pretty sure my mum will bow down to the pressure of the constant letters

however i wont and want to know if these people actually are legit or should i ignore

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Hello,

 

First things first, were you given a ‘Notice or Intended Civil Recovery?’

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no no i wasnt a man was just took a picture of me and was noting my adress and age

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ignore them totally luxia

 

who said it was a fine 

it IS NOT.

 

only the courts can fine you

and its not going there

 

dx

 

 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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they said it was up to 300 the man was agressive and grabbed me

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nice

and ofcourse totally unlawful.

 

£349.50 is the usual sum RLP try and fleece out of people under some silly civil threats

none of goes to the store

it all goes in RLP's pocket for their next staff holiday paid for by mugs that fall for their twaddle

ignore!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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thankyou so much i thought rlp was a complete [problem] from the start however will they turn up at my house my family are very broke at the minute and we cant afford our stuff being took away

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They won't turn up at your house, they aren't able to do that. If you do get any letters, you may want to come back here for support because these people can word letters to sound scary.

 

The other thing to say is that while CAG doesn't condone shoplifting, we also don't agree with firms like RLP trying to run a parallel justice system.

 

HB


Illegitimi non carborundum

 

 

 

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i dont condone it either it was in the heat of the moment thankyou for ur help the man who vaught me was ver rude and aggressive he hurled insults at me

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 He is paid  to keep the store losses down and if that is achieved by scaring a 16 year old into believing the sky will fall in then they will say that.

 

Now the grabbing bit is a grey area as far as the law goes because the shop isnt a public place like the street but nor is it private like a house because the public are invited in

 

that places a burden for the security guard to show that the actions were reasonable as applied to a public place rather than what he thinks is necessary as applied to a private place so that means they follow a code laid down by their employer and the government.

 

Reasonable has a different meaning to what most people think but would grabbing a 16 year old female be reasonable? hmmmm..

 

However the rights and wromgs of the event dont change the fact that RLP have hothing to do with anything and cant even lawfully process your data if you refuse them the permission to do so

 

so ignore anything they send.

You may wish to speak to your parents about this though so any letter arriving wont be a shock to them

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