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I have recently returned to the UK and have approx £3k debt on my credit cards over in Dubai, I have explained that I am now having to declare bankruptcy in this country and is there anything that I should do on their behalf i.e. include the debt in my paperwork!! All they keep saying is call this number to make a payment!! Going round in circles !!!

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Can you include a Dubai debt, when applying for bankruptcy in the UK ? I am not sure this is possible. I have not read of people doing this.

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My understanding is that, from the perspective of English law and EU law, foreign debt would be included in the bankruptcy.

 

That might not be recognised by the creditors who may continue to chase you. However I don't think they could actually do anything so long as you are in Europe (although they could sue you and have you arrested if you ever returned to the UAE).

 

'Foreign creditors are given the same rights as English creditors in relation to the commencement of and participation in English insolvency proceedings. As a general rule priority of debts and set-off are governed by the Insolvency Act 1986 whether that is the law under which the debt arose or not.' - http://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch37-48/chapter40/part9/part9.htm

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