To re iterate.
The op is having trouble with vanquish and the mortgage
My advice is to get the vanquish on a debt plan, she can add all her other none priototy debts if she wishes
What will happen the is all calls letters from vanquis Will stop, takes about ten minutes.
She is then left to her important problem. The mortgage, I have some expertise on second and charges mortgages, first could you answer
Ell -ens question above please it's important.
Do we know of what they are accused.
Just some info
Rhino Media Group Ltd
38 Prince Of Wales Road
Company Number: 11741964
Director: Roger Van Deelen, Appointed 1st Feb 2019
Companies House link: https://beta.companieshouse.gov.uk/company/11741964
(note: click on people and you will see that the secretary was the previous director)
Endole link: https://suite.endole.co.uk/insight/company/11741964-rhino-media-group-ltd
BizDB link: https://www.bizdb.co.uk/company/rhino-media-group-ltd-11741964/
As for the company going under I can see your concern from different articles I have viewed in the media and to then get the letter that you have posted in post#3
At present they have not filed for Insolvency as their is nothing showing in the London Gazette under their 'Timeline' (so I would keep a close eye on this link).
London Gazette link: https://www.thegazette.co.uk/company/11741964
You also need to have a very close look at the Contract/Lease you signed up to between Rhino Media and this Third Party (even better if you could post a redacted copy of them here in one single PDF please).
Oh and no one Isgoing blindly ejatebrt that means, that Is just ignorance.been dealing with dmps a very long time. Cab use them in fact all the legitimate advisors do. They help a lot of people out of some very bad situations
Not to say it is always the way to go of course. Plans are not set in stone you understand, either party can just walk away if they are not happy.
As I said this is not ten years ago, firms are being successfully regulated these days or closed down even. No need for half understood legal challenges on the most part.
The work you are putting in is to be applauded.
However, also remember that you CPR'd CEL to see these documents, and they didn't reply, so that in itself is enough for you to say in your WS that you do not believe these permissions exist. It's up to CEL to prove they have authority, not for you to disprove.
As well as all your current efforts, please redraft your WS based on lack of locus standi, lack of planning permission, and all the other comments made by Caggers from the start of your thread about CEL's case being pants.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!