so why haven't you updated us upon what forms from the court you have had since dec 4 and what you did with them.??
I will assume you exchanged N180 and mediation failed
and you've had an N157 giving the court date and the exchange of witness statements by 14 days before the hearing?
how did BW get your email?
did you fail to read our advice not to supply solicitors with email/phone/sig on their copy of the N180?
what date do they have to pay the fee by too?
old and new threads merged.
you were advised back in jan to stop payments and CCA them.
the debt no longer shows on your credit file and can't come back
so has no bearing upon any mortgage application and doesn't need 'paying off'.
currently seeking advice to clear my debt with Link Financial (the worst).
The debt is over 7 years old and no longer show on my credit file, however it’s still live as still making regular payments to them 🙄 .
I am now aware I can or should of requested a CCA from them.
However my husband has been gifted a sum of money to be used a deposit for a mortgage therefore need the debt closed ASAP.
Any ideas on the best way forward as I’m well aware We won’t get a mortgage with this debt.
original debt was with barclaycard and Mbna
credit score is good/high
Link have not replied to previous finial settlement offers 😫
thank you in advance
Hi Dada and welcome to CAG
You're not going to get get compensation for Harlands/CRS, end of !
Harlands/CRS make more money from you charging admin fees than they make from collecting monthly DD fees for X4Less. That's how they work.
Stay off the phone as it's a waste of time in that it will never result in a good result for you.
I know DX has asked for info but I want info too please. Can you check your bank statements and tell us :-
1. After your failed DD in May 2019, how much have you paid in admin fees (not gym fees).
2. How much they have taken in DD m/ship fees since May 2019.
Then we may be better able to advise if you should reclaim any of the DD's paid by the bank.
hi happy new year .
Received an email from BW Legal
“I am the case handler in this claim, which is due for hearing on 21 February 2020.
Having reviewed your defence, I would like to discuss the case with you to see if we can reach an amicable resolution, as our duty to the Court is to try and settle the case between the parties.
I would be grateful if you could please advise a convenient time for me to contact you, and the most suitable telephone number to ring.“
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