Hi dx100uk, thanks for your thoughts.
Are saying that Obs cannot send anyone at all around to attempt to collect the debt or seize any goods, and if they did it would be illegal?
I am hoping the judge will Set Aside my CCJ based on the fact that I was away from home due to the lock down so was unable to respond to Claim or the CCJ . Some have suggested SAR's may help to find loopholes in the PCN, to encourage the judge to give me a Set Aside, what are your thoughts on this.
Do I stand a chance at getting the CCJ removed, or will I be wasting my time with the SAR's and spending £250 for nothing?
Should I be going for a Consent? I'm not totally sure what this is yet.
Just thought I would update this. Whilst Provident as expected eventually rejected the complaint, this has now been passed to the FOS.
My friend has now received a letter confirming its going to be looked at.