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Hi

 

I am posting on behalf of my sister and hope you can help.

 

She joined a gym last December.  Subsequently she was asked by the owner in June if she could commit to signing up for another 12 months at £100 a month!! Stupidly, she said yes via a text message.

 

She was sent the standard Harlands T&C - with no mention of fees or min time period and then subsequently a direct debit agreement in August. 

 

Now she wants to cancel which she has confirmation is ok from the same gym owner via text message but today he has said no and she would need to contact Harlands. 

 

Obviously she is out with the cooling off time period but I noted on the terms and conditions it says - this agreement commences once you have indicated your acceptance in the declaration section of this web sign up process.

 

She never ever did this -she has never signed anything or completed any forms. I am hoping this might be a way out for her? She has been given reduced hours and can no longer afford this.

 

Grateful for any help.

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just sent the owner a cancellation LETTER by royal mail

allow ONE further payment of the monthly DD [30 days notice]

 

then ignore them all

 

dx

 

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Thank you dx.

 

Will I not be sent to a credit agency or affect my credit score?

 

Thanks so much for your help.

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Hi Flaura and welcome to CAG

 

Please take time to read other threads - you will soon find many threads that clearly confirm that Harlands and other gyms or admin companies do NOT take court action.

 

The alleged debts they say you owe will not affect your credit files at all.

 

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these types of 'debt' don't appear on credit files.

 

a DCA is NOT A BAILIFF ON ANY DEBT

and have

ZERO LEGAL POWERS

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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