CLI letter

[da1234]

Do CLI have any power to raise a CCJ for a debt that they do not own, e.g. a foreign debt? 

[dx100uk]

only the owner of a debt can raise a court claim.

DCA letters say our client.

 

dx

 

[da1234]

so they are powerless, and all these letters they write are just a waste of time? Or do you have any experience of them taking any sort of bold action, such as trying to gain physical entry into a property or the like?

[dx100uk]

there is stuff and all a DCA can do to you

they are NOT BAILIFFS.

 

only bailiffs can force entry, but that's only on criminal magistrate fines

not consumer credit debt, even if the owner has got a CCJ, there is no right of force entry.

[da1234]

does anyone have experience of CLI paying a visit?

I have ignored their letters and now I have receive a "notice of personal visit", stating that someone will come and try to find me, repeatedly, until they do.

 

I assume they have no legal power whatsoever, and even if they did find me I would be under no obbligation to let them into my property, right? 

 

I am inclined to keep ignoring them, unless someone has different advice?

[da1234]

I would just add, for the benefit of those enjoying the delights of CLI correspondence, they the first letters they sent threatened prosecution. Now they don't seem to follow through on that and they switched to the different threat of 'personal visit'...

[da1234]

[dx100uk]

own thread created that was a sticky note you sent me not a topic you started

 

there is stuff and all a DCA can do to you

they are NOT BAILIFFS.

 

only bailiffs can force entry, but that's only on criminal magistrate fines

not consumer credit debt, even if the owner has got a CCJ, there is no right of force entry.

 

 

[da1234]

I realise it is unlikely they will do it but what if they turn up with an excuse (e.g. a delivery, or something)  when I am not at home and my children or my wife opened the door? What if they trick their way into the property? Could they possibly do it or is it illegal?

[dx100uk]

grr.. THEY ARE NOT BAILIFFS

they cant enter any property or do ANYTHING.

 

 

[unclebulgaria67]

CLI just send out debt chasing letters for a fee. If the debt owner wants CLI to organise for a doorstep debt enquiry agent to make a visit, the debt owner would have to pay a fee to CLI to pay the company organising the visit.  

 

These doorstep agents have no powers. They just knock on the door, ask for DA1234 and if he is not they probably would not call again. If you are in, you don't have to speak to them. They will just ask you whether you want to pay a debt owing to x company. If the answer is no, they will leave and not return. They have earned the fee for the visit.

 

Very unlikely to happen. Not worth paying fees for such visits.