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adam1992

PRA Group Natwest Overdraft

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I have a Account with PRA Group for a Natwest Student Overdraft (Opened 2008 defaulted 2016) .

 

I am getting a lot of letters from PRA asking for payment/settling my account offering discounts (of about £100).

 

Do I continue payment plan as before? I can't CCA as they are an overdraft I believe

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Who is the payment plan with now .....Natwest ?  Has the debt been assigned to PRA ?


Andy


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so you've had a notice of assignment then?

 

if so that's rare for nasty west to sell it on they typically litigate themselves

so I bet the debt is vastly inflated with penalty charges and the interest they attract.

 

i'd be sending NW an sar

get all the statements.

then go thru them with a fine toothed comb.

 

could be £1000's to reclaim....

 

pers i'd stop paying

 

what was the original debt amount

and what is outstanding now

a bit more info on the history please

 

dx

 

 


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