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Uryu

ADCB Bank/Moriarty Law UAE debts - PAP LOC Received

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UAENOMORE 

 

Just a question on your issue with ADCB, have you heard anything more of them since, 

I'm in the same situation, just got a pre pap letter from moriartylaw for ADCB credit card debt. 

Is it a good idea to follow post 5 instruction as you did?

 

Regard

 

Uryu 

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if you have never informed ADCB of your current UK address and you've moved around in the UK 

you MUST reply else backdoor CCJ time.


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Back door CCJ? They have my old address and since I have returned to uk. I have moved into a new place of which no has been informed. Not sure how did moriartylaw get my address. 
 

whay should I do? 

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from your credit file

have you not been reading the numerous like threads here?

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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No. I’m new to this group and have never been in this situation before. It’s all new to me. 

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Dx100uk

 

sorry to be a pain. But just been reading some of the other treads here about ADCB and moriartylaw. 
 

would it be safe for me to follow the guided pap reply letter and asking for the proof documents. 
 

im planning to pay the debt of in the future however I need much more time to get funds together. 
 

.....and trying to negotiate with UAe banks is nearly impossible.  
 

Thanks 

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own topic creared

please post here now

 

who says you've gotta pay anything 

 

yes follow as others have done

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you DX100uk. 
 

I’ll be replying to Moriarty next week and keep you guys posted on the outcome. 
 

 

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DX100UK, 

 

I have received a reply from Moriartylaw today by post. It was pretty quick response as I posted it on Monday. What should I do next? IMG_9277.pdf 

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std letter in most ABCD threads here

yours is not the next move 

 

get reading like theads


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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So Guys, After sending the last letter as everyone else  here I got a reply from Moriartylaw with a statement that ADCB instructed them to act on their behalf and a copy of all my credit card bank statements. Not sure what to do now. They want me to respond and supply them with a list of asset and liabilities. 

 

please the attachment of the letter.

moriartylaw.jpeg.pdf

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if you wish scan up the return..

however its now interesting to note they have realised they need a UAE judgement to even consider recommending their 'client' try and enforce it here in the uk.

 

good news for all the others they've already tried to scare with their nonsensical letters of claim here on CAG.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Dx100 uk. 
 

I will upload the rest of the document tonight to show everyone.  Should I be worried or respond to them in any way?
 

They are chasing me for the credit card but I have not heard anything about my personal loan. 


thanks 

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god no

never invite pointless letter tennis

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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DX100uk

 

Guys, below is al the paperwork I submitted to them and their reply for your reference.

 

It started with PAP form to which I replied using your guidelines.

 

Then I got the standard response and a few weeks later I got this reply. 

 

Please feel free to leave me some guidance and comment on what to expect next. 

 

Thank you

 

 

IMG_9277.jpeg.pdf response letter.docx moriartylaw.jpeg.pdf

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what to expect next ... more willy waving .

 

there are no reported court claims following a reply to the PAPLOC on these ADBC 'debts'

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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It’s interesting that Moriarty are suggesting that ADCB would try to get a judgement in DIFC courts - as ADCB are an Abu Dhabi based bank and DIFC courts are in Dubai.

 

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Freddy, 

 

I think they will try anything to scare people, I have seen on the news that UAE have now passed new insolvency law that implies no more prison for people in debt. Not sure how true it is.

 

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This is an interesting document from DIFC regarding enforcement outside of DIFC on their judgements.

It makes interesting reading for people in the UK and most of Europe (except France!)

https://issuu.com/difccourts/docs/enforcement_guide_combined_single__?e=29076707/61750336

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DX100UK,

 

Hey guys, got another letter today from Moriartylaw. Please see attachment. 

Before I replied using the guide in post 5 and they have responded with all the documents as request. I then did not reply and this letter arrived today in the post. 

 

What should I do? Respond or ignore ?

 

Thanks for all the help and support so far. 

 

Moriartylaw_final_demand.jpeg.pdf

Edited by Uryu

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Post moved to your own thread.....please do not post updates in other users threads.

 

Andy


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note the word 'could'

not a sign of a WILL anywhere.

 

and even if they did issue an SD or ask their client to ask the court to issue a claimform….moriarty never turn up anyway!

 

it reads like a DCA discount letter too, 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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DX100UK,

 

I see clever how they play with the words. 

 

So should I?.....ignore, and do nothing further for now?

 

Thank you

 

 

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Hi Uryu

 

i sent a PAP reply form to my 2 final demands, if you search my threads DX kindly sent me the links a few times, if you can’t find them let me know 

 

Cheers 

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Op has already replied to paploc

 

They are safe to ignore the latest begging letter


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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