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Hi all,

 

Not sure if  I am posting this in the correct sub forum or not...

 

I have recently been working as a sub contractor. On Friday the home owner told me that they recently discovered that the main contractor was recently released from prison for ripping subbies and customers off. I googled his name and discovered that, yes it is it true that he want sentenced to 38 months.

 

I have been receiving trickle payments but I now realise how much I am owned. At no point have I really known who is paying me. I can see the truncated name of the account holder on my banking app.

 

Today i rang my bank to find the full name of the firm that has been paying me. Unfortunately they could only see the same truncated name on their system, They gave me the sort code and account number and recommended that I phone the bank that the account is held with. I rang that bank. They told me that they were not legally allowed to divulge the full name of the firm unless I submit a written "audit request" and that the said audit request will only be considered if the company in question agrees. 

 

The bank claims that the data protection act prevents them from divulging any information about the firm (including the trading name of the firm). I was under the impression that the DPA only applies to individuals and not companies.

 

Personally I don't want to believe that he is going to rip me off. I like him but if I am being paid by a firm that doesn't actually exist I would rather know sooner than later. He has previously told me that he works for ABC123, the truncated name that appears on my banking app is ABC45 and not the ABC123a

 

 

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I emailed the Information Comissioner's Office for clarification.

I explained the above and asked them if the DPA applies to firms.

 

To my surprise,  they phoned me today.

Lloyd bank's policy of refusing to release information about corporate (ie business accounts) is incorrect.

 

The fellow at the ICO told me I am legally entitled to ask my own bank to insist that Lloyds provide them with the info that I want.

 

I cannot remember the name of the protocol but when i phoned my bank and explained that I had spoken to the ICO, my bank's operative spoke to a superior and confirmed that they would now start the ball rolling.dd 

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GDPR ??

good news there


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On 18/10/2019 at 23:09, dx100uk said:

GDPR ??

good news there

 

Thanks dx100uk.

 

Not sure that I completely understand your reply, that said, thank you for taking the time to reply.

 

I did follow your link to the GDPR thread and Subject Access Requests. I can't remember if that was the term that the ICO used. 

 

I am not sure that it would have been a SAR, my bank didn't insist that I apply in writing and ultimately it wasn't my bank that was being obtuse.

 

Then again, it may well be the case that the guy at the ICO did indeed use the term Subject Access Request. As I said,  I got a call from a 0300 number and decided to answer it, half in the expectation of it being a spam call.

 

So is SAR a direct consequence of GDPR? If yes, it is ironic that I am using to circumnavigate Lloyd banks flawed interpretation of the Data Protection Act.

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