Sorry, I've been out of the loop for a while – so I've been catching up on things and I have looked at what has been happening on this thread.
I'm going to take a rather different view to the others here – which is I don't think you should telephone them. I think that you should simply accept their offer and provide them with the bank details that they require.
The offer that you have been made has been made as a gesture of goodwill – and as such it is not made in consideration for anything. It is a gratuitous gesture – a gift. I appreciate that they may have made a mistake but I think that you should let them sort that out and complain about it later on.
A gesture of goodwill is exactly what it means – it is not related to anything and doesn't necessarily reflect any amount of money which is claimed or which is owed. A gesture of goodwill is meant to show goodwill and effectively to compensate in particular for having caused you all the trouble.
I would let sleeping dogs lie. Accept the offer and provide them with the bank details. When the money arrives then don't spend it all. Keep some away in a savings account in case at some point there is a compelling argument which requires you to hand it back.
All you are doing here is accepting their outstretched hand which in effect amounts to an apology for being stupid and putting you to such trouble in the face of circumstances where they were obviously wrong – and they still aren't admitting it.
It is no loss to you if they come back at some point and say that they realise that they made an error and they want the money back. We can then look at their arguments.
However this offer has been made by a legal department which we must assume has some level of competence and they have looked at the situation, examine the figures and have made a considered gesture towards you.
I think you should take it at face value
Yes and then they can drop the fake claim then try to re start 6 years with another debt?
This is bad advice imo
Who can i complain to about these dirty rotten tactics?
I do not ever want credit ever again.
I think i will simply allow them to ccj me for a fake debt.
This world is rotten to its core with cancerous companies like this.