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Tauty

Lowell Letter of claim now claimform - 2 shop Direct + Cap1 card debts merged

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Hi lads,

 

I have received letter from lowell saying they will take me to court, what should i do next?

 

 

 

LOwell PAPLOC.pdf

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post 2 here

 

you'll need to send 3 CCA request to lowells

 

tell us more about why you didn't pay these.

and their individual history


..

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Thanks dx!

 

Do I have to send 3 CCA's direct to lowell, or their solicitors?

 

I had some problems abroad, so was away from UK for a while to sort everything out, so received letter from them recently.

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post 2 here

follow page to for the PAPLOC reply

you'll also need to send 3 CCA request to lowells

 

tell us more about why you didn't pay these.

and their individual history


..

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Just checked all of that dx, so my question is - do I have to send CCA's before I am filling PPAPLOC?

Sorry, I am realy bad in all this law stuff 😕

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part of the same process

 

dx


..

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Hi lads,

Just received letter from lowell solicitors, that they will try to look for documents I requested, so my account is suspended 🤞

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Good evening lads,

So lowell solicitors came back to me with and provided all credit agreements also all transactions had been made etc.

But none of credit agreements has my signature in it.They gave me 14 days to replay to it, what should I do next?

 

Cheers!

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scan up each CCA return to ONE multipage PDF each

don't need statements for the card.

 

read upload guide carefully

 


..

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Will upload when I ll sit next to laptop

Edited by Tauty

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Hi, if you have problems of the view, I will try to make better quality pics. Thanks!

pdf1.pdf pdf2.pdf

pdf3.pdf

Edited by Tauty

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no cap1 agreement there? [1 sd pdf2 duplicated?]

 

the problem if you look at the SD ones..

they are within 3 days of each other

theres no real proof of any agreement number to match either to the agreement no's in their POC

they appear to be for the same value.

theres no proof like IP number of actually who/where online these were taken out

that paperwork can be downloaded from numerous sites inc this one, or come from lowells own filing cabinet and had your details inserted cut/paste in  any photo editing software..

 


..

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Shop direct ones, they were taken one form very other one form littlewoods , so what should I respond to them? As they gave me 14 days to respond to all 3 cca's. Thanks

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but neither tell you that [very/littlewoods nor the agreement no's..so what proof is there either are compliant or real ..none..

where the cap1 CCA?

 

no you don't respond either

next move is not yours.


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Please see attachment pdf3, thats for cap1. Thanks

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Thanks DX, I will have a look there, appreciate your time

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Hi Dx, I received paperwork from court, which gives me 33 days to submit my defence, right?

 

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please complete this:

 

 


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