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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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wild26

Lowell Claim form - old Vodafone debt***Claim Struck Out*** ?

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forget the tomlin then?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Check with your court and ask if a Tomlin Order was ever presented by the claimant to be sealed ?


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Is it possible for Lowell to make a fresh claim on this dept 

 

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they only get one bite at the cherry 

 

did you ring the court?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Yes I did 

they basically said the same thing 

it would have to be up to the judge to decide and in most cases it’s not worth the courts time 

so I guess we won 

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Hi there 

 

I just needed to know from these letters which i have uploaded can lowell enforce a signed tomlin order for repayment of dept at a later date even after a claim has been struck out at court?

i did ring the court and they said you cant enforce a tomlin order unless it is backed up with a claim. but i am going ring them again on monday morning just to be sure.

 

thanks for any advice giving. 

 

 

convert.pdf

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You need to ask the court what I advised in my last post....word for word.....given that the dates are so close on the Order and The Consent 8th /12th they could have crossed post and the Strike out may be an error.


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ok i will ring them tomorrow first thing

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If they say ...no nothing received....its struck out......if they say nothing received but we are 3 weeks behind with the post.....then its not over yet.....and the order may be rescinded.

Come back when you have definitive answer.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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ok i will do

 

thanks

 

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i rang the court and they said the tomlin order was received on the 9th january 2020 but not presented to the judge .

because neither party attended on the 13th january 2020 the claim was struck out  .

and that the claim on 23rd jan 2020 has been sent back to the judge awaiting their decision.

the thing is do i start paying them or do i wait ? 

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Quote

and that the claim on 23rd jan 2020 has been sent back to the judge awaiting their decision.

 

 

What claim ?..do you mean the Tomlin Order ?


We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Sorry yes the tomlin order

but should I wait for the judge’s decision 

or start paying Lowell 

because I really don’t want to get a ccj

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I would wait the court's decision and approval ...but you could speak to Lowell and inform them of same if your payment date is approaching...because you dont want to default on the Tomlin Order...and ask they set a new start date subject to the courts approval.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Payment date is tomorrow 28th January 2020  

I will ring and inform them tomorrow morning 

 

thanks for the advice 

Edited by wild26

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I would be ringing today......not on the due date.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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I rang them
we both agreed to wait for the judgment of the court. 
no ccj would be entered 

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:thumb:   Worth the phone call


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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