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clint1974

Lowell Judgement cap1 card + Very Cat Debt

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Hi Guys/Gals

 

I recently received some paperwork amongst many others from Lowells Solicitors which i duly ignored,

 

they have since sent a judgement in default totalling £1374.53 at £50 per month 1st payment due 13th October.   

This is for 2x debts i had with Capital 1 credit card & Very. 

 

I know i should probably of read the initial letters etc but am currently just trying to sort my finances and had buried in sand,

 

can i challenge this now its got this far,

should i pay,

if i cannot pay where do i go etc....?

 

I can afford it at the moment but circumstances change frequently due to being self employed. 

 

All advice greatly appreciated.


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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bit late to challenge it now 

 

they didn't send anything..the COURT did as you didn't defend the claimform thus a default rubberstamped CCJ.

 

but you DID receive the original N1 claimpack from the court?

but simply chose to ignore it?

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Yes that is correct my ignorance, just looking on the web i can apply to have it set aside ? 


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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cant see a reason no.

as you did get the claimform.

 

if you cant afford the £50PCM send the court an N245


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ok will do is that the same as applying for it to be set aside or can i apply for both ? Thanks


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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there is no reason to set aside I can see

so use the N245 to vary the £50PCM to an acceptable figure...<£10PCM??

costs £50.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ok will print off form @ work tomorrow many thanks


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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