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    • Do you think I should send the CCA request now then instead of waiting? I really can do without the stress. Any advice would be appreciated. Thank you for responding.
    • How was the "receiver" appointed and what is their role? Appointed by the lender under the terms of their security on the loan (sometimes referred to as "LPA Receiver")? Or are they acting for you in insolveny? What's the current role of the agent?
    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, Just wondering if any one can clarify my situation. 

 

I bought a sofa from SCS on the 13 July 19 with a lead time of 8 weeks. 

I told the salesperson that ideally it will need to be sooner than that and he wrote ASAP on the form and said that it should be with me within 6 weeks. 

 

Fast forward 12 1/2 weeks, we have decided to move home, the sofa is still not here. 

No call telling me that it had been delayed so my better half and I have decided that we no longer need it as we have found another. 

 

When I phoned up to cancel I was informed that it is now ready to deliver,

I told them I no longer require the sofa and I believe that after reading the back of the contract I am well within my rights to cancel.

 

Clause 6.2 states that If we do not deliver your Product within the estimated lead time plus 4 weeks(the Delivery period) then you can cancel your order in the following circumstances:We have refused to deliver the products; delivery within the delivery period was essential (taking into account all the relevant circumstances); or you told us before we accepted your order that delivery within the deadline was essential.

 

I stated that I would require the sofa ASAP and that was written on the contract in the Customer Earliest Take Date,

I am assuming that I am correct in my assumption and I can cancel the order,

but just want to clarify before I speak to the sales manager tomorrow when he calls me.

 

Thanks In Advance 

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  • dx100uk changed the title to SCS sofa cancelation

Yes, on the basis of what you tell us, you are well within your rights.

Did you buy the sofa online or at their shop?

 

Incidentally, you should make sure that your cancellation is sent to them in writing – by email and also a follow-up letter – do that today. If you have any phone calls with them then you should read our customer services guide first and implement the advice there.

You are wandering into the kind of territory where you may agree things on the phone which are then later denied

 

Also, is it a stock sofa or was it made-to-measure in anyway?

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Hi BankFodder. 

Thanks for the reply.  

 

My wife and I bought the sofa direct from the shop but as it was not in stock we were told that it would take up to 6 weeks to be with us as it was coming from Italy, but the guy had to put an 8 week lead time as that was standard

 

. It was not made to measure as it is a standard size but it did have to be made

 

.  I will send an email now to back up my cancellation. 

 

Again thanks for the reply

 

dan

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  • 2 weeks later...

how did you pay? use the banking code to get the refund if SCS dont want to refund.

 

Now the "time is of the essence" clause is difficult to use, even though they ahve it in writing in their terms but as it is now past their time plus the delay added on bit they dotn ahve any reason to complain.

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