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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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Ibiza27

VCS PCN ONE - JOHN LENNON AIRPORT

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I suspect that the template that you reference in your post #20 is one that is used IF you received a claim form from Northants Bulk Claim Centre. and in essence it uses court procedure rules to require the PCC to produce evidence that they will rely on should the claim proceed to a hearing.

As has been stated by several experienced Caggers, this is a BYE LAW matter, nothing to do with County Court. 

What you have read into their letter as fact is anything but fact it is their twisting of legal terms to frighten you. They seem to have succeeded!

Take a deep breath, re-read the posts from ericsbrother, FTMDave, et al and realize that you do not need to pay ANYTHING, so worrying about a discount cutoff date is unnecessary. 

Finally, IT IS NOT A FINE. thinking of it as such give a legitimacy that it does not deserve. 
 


My time as a Police Officer and subsequently time working within the Motor Trade gives me certain insights into the problems that consumers may encounter.

I have no legal qualifications.

If you have found my post helpful, please enhance my reputation by clicking on the Heart. Thank you

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So I have received a final demand letter which says if they don’t receive payment of £160 before 7 days they will commence county court proceedings which could in turn effect my credit rating, employment prospects. 
 

I have listened to your advice and ignored all letters ... I understand this is not a letter of claim do I continue to ignore ?? 
 

also states that could result in bailiffs being appointed something I do not want!! 
 

please advise I have tried to read so many topics about this but there is no up to date 2019 posts. 

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Post the letter up as apdf, so we can see exactly what it sdays, then its time for a snotty ericsbrother style letter indicating you know what their game is but Byelaws prevail, have you read up on VCS airport threads?


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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It could only affect your credit rating if you lost in Court and did not pay the fine. the chances of you losing in Court are not far from infinetesimal or maybe smaller. Basically because even if they had a cast iron case against you, any fine that The Court imposed would not go to the psrking company but into the Government coffers. So no one would spend time going to Court knowing that they are more than likely going to lose but if theywin they do not get the money. 

VCS are already a laughing stock but taking anyone to Court at John Lennon would just take the biscuit.

So need to concern yourself with bailiffs.

 

Edited by lookinforinfo

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ignore don't get sc@mmed

 

the letter must be entitled LETTER OF CLAIM.

then you reply with an EB snotty/insulting letter

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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It's another threatOgram, so ignore until a proper Letter Of Claim The case they refer to at the bottom, Beavis does not apply here, VCS have no locus standi to ask you for a speck of dust even, Airport Byelaws are in force.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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post 6 way back in oct told you what to do.

its been repeated numerous times.

 


please don't hit Quote...just type we know what we said earlier..

 

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