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jboyd83

AOE was suspended. New letter- possible reissue.

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We had an AOE adjourned for a CCJ previous mail order.

Just recieved a letter from Lowell saying theyve heard nothing and may reissue the AOE.

Any advice how best to proceed please?

Husband no longer unemployed.

Thank you.

Amount is approx £1800

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A previous Attachment of Earnings was suspended due to unemployment .....now hubbys in employment.

 

So wait and see if Lowell issue a fresh N55 

 

Andy


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Ah, that simple? Ok thank you Andy

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If you wish to keep it away from Hubbys employer...submit an N245 and arrange a fixed monthly payment through the court...beat Lowells to it.


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Oh god yes I dont wabt them involved. Right we'll do an N245.

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Andy can we simply arrange it through Lowells rather than pay to do the N245,?

Edited by jboyd83
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I wouldn't

as any informal agreement with lowlife can thus be rescinded by them.

 

get it done via an N245 then they can never demand more £PCM than agreed with the court

else they WILL every 6mts.


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Ok can we put things such as mot, car insurance, car tax, entertainment, haircuts, house insurance etc fir outgoings?

Should I mention baby is due in 7 weeks?

Is £450 per month groceries&toiletries an acceptable figure? (2 adults, 2 teenagers, 7 year old, new baby on way)

All busfares and school/college meals etc? Internet etc? Mobile phone costs etc?

 

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yes everything inc savings to facilitate car repairs etc etc.

 

there is a budget sheet in the mortgage section of our library too to help.

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Fantastic thank you. 

Should I put my own income/expend on there aswell even though its just husbands debt?

Thanks Andy

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All income but only his will be used to calculate the payment


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Ok so put mine, but explain underneath that its my income 

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Yes as other income.....and at 7 it states dont include any payments made by other members of the household 


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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Oh god well it all goes in the pot and out of the pot we dont seperate our finances to be honest.

I'll put all outgoings except any debt in my name, and put all income down but note that its mine.

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Take your time completing it...read each box carefully....it is confusing 


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Thanks

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