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    • I called the business centre that M&F were located at¬†and they¬†advised me to call BCWM, which I did. ¬† A lady spoke to me and said she didn't have any information to hand so I'd have to email them my request. She asked me to provide as much info as possible including my full info so being vague might not be an option. ¬† What do you think of me putting the following: ¬† Dear XXX ¬† It was lovely talking to you earlier. As discussed, my query is in relation to the following piece of land owned by M & F Finance (Ireland) Ltd, which I believe you¬†manage: ¬† Portwood Court, Great Portwood Street, Stockport, SK1 2ED (Title Number : MAN24187) ¬† I have a possible impending legal matter¬†that I'm investigating¬†and therefore need to know who signed up¬†Civil Enforcement Ltd (CEL) to manage the car park and whether CEL currently has legal permission to enter into contracts on your behalf. ¬† Any information you can provide would be extremely appreciated. ¬† Do you think this is okay? Should I just sign the email with my name but omit my address?
    • Hi¬†there, ¬† I just wanted to seek some advice as I've been sent a "Parking Charge Notice" for temporarily stopping outside the arrivals terminal at Southend Airport to pick up my disabled father, and now they want ¬£60 off of me. I've appealed, which, as I expected, did nothing.¬† Should I just let the case go to court, as i feel I have a good defense. My Father is disabled due to the fact that he suffers from Peripheral Arterial Disease and Spinal Stenosis and can only walk short distances before his legs begin to seize¬†up and turn to lead. This is why I had to temporarily stop for a short period outside the terminal. It was a cold, dark evening, pouring with rain, I didn't see any signs. My only concern was getting my Mother and Disabled Father out of the cold weather, into the car and off home.' ¬† Any help appreciated, Thanks ¬† ¬† ¬† ¬† ¬†
    • On the matter of the shed, I would move to have the lot replaced immediately. Inventory the contents of the shed, take photographs of their condition and then do what you can to deliver the contents of the shed to your parents. If you continue to keep their property ‚Äď or at least property to which they are asserting title ‚Äď on your land then this can only help them and be an encumbrance to you. Ideally you would instruct them to come along and collect it ‚Äď but the easiest thing to do is simply to put it all into the back of the car or van or something and then to deliver it to your parents. Warn them that it is going to arrive and make sure it all arrives in good condition at a time when you know they are going to be in. Once it is taken to their property, photograph it again and inventory it again so that there are no queries later on. It will be a good idea if you have somebody with you to witness what goes on. If your parents have keys to anything else on your property such as the front door or a back garden door in order to access the shed, you should change those locks immediately and write your parents and tell them that the locks are now been changed, that their own keys will no longer fit and that they are not authorised to enter onto your property in any circumstances. However, I suggest that you deal with the contents of the shed first so that there are no suggestions that you are trying to hang on to some property which I suppose is of no interest to you ¬†
    • People usually sell through estate agents near to where the property is located so try searching for 'estate agents near [postcode]' and go through the results to see if one jogs your memory. Likewise for solicitors.
    • The matter's closed.¬† Jen got her result.¬† I don't need to add anything else.
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badguitarman

Santander cca

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dam...they found the original cca with alliance and Leicester ...looks like its the original one signed and dated in sept 2006...

 

looks like ill have tp pay this one¬†ūüėį

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who says

 

scan it all up to one multipage pdf

read upload

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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Hi ..

 

I've been using this site for a month or so and its been great..

i sent a CCA to wescot who are looking after the santander loan debt from 2006.

They found it ..i was just wondering should i just restart payments 

or is there something else anyone may know..ive attached the pdf of the CCA.

 

santander.pdf

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looks reasonable

and as this is with the original creditors still.

 

id be sending satans bank our pro rata letter from the debt collection section of our library

ignore wetcloths

[not sure why you sent the CCA to them, you weren't told too.]

 

 

dx

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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i only sent it too wet cloths as they seem to be acting for satans bank...

not heard anything about the other debts yet ..may be good news on those i hope.

i did send all the CCA's off on 1 aug so they may be struggling...i hope so.

which letter do you mean is it the pro rata payment request ? 

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and we said send it to their client

 

where anyone says they are acting for a client you IGNORE THEM

and deal with the masters not the monkey.

 

pro rata letter.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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cheers ..ill do as I'm told from now on 

no more monkeys !

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Been working away for a while..sorry..

Santander found the original cca here it is..

its very odd looking..

do I now set up a payment plan for them ?

 

 

 

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Thats all they sent and I had to stick it together with sellotape...

any thoughts DX100 ?

 

 

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thats not a complaint CCA return

 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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oh really....what should I do boss ?

 

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yours is not the next move

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I did make them an offer of £25 per month..but haven't had a response yet..I know I should have waited but I was away working away for a while...does that change anything...

this part of the thing is interest only as it was front loaded when I took it out.

 do I just wait and ignore any further contact from them  or wet cloths ?

 

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IMHO yes.

 

yours is not the next move

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank You.

 

Your humble opinion is as good as it get s !!

 

ill wait and see what happens.

 

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this is what they have sent in reply to my offer.

 

Do I send them a letter saying the cca was not compliant so they know I'm aware of it at least ?

santander:wescot.pdf

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you ignore wetcloths

 

can we confirm post 1 is the cca return?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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yes it is .

.it was printed on 2 pages which I had to cut and sellotape together

the whole thing was distorted.i can reuse it if it helps.

 

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not sure what doc I commented on then?later 

was something removed?

 

pers I think that upload is good enough to be enforceable under the CCA

but if its would hold up in a court claim is another matter.

 

you could pay as wetcloths have indicated for now

I will suspect satans bank will at somepoint sell this one

 

we might well then revisit this.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you so much for the info.

 

ill pay them for now..and revisit if  it is sold on.

 

ps...how do I contribute financially to the site ?

 

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:yo:

 

click donate

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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