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    • i would suggest that you stick to researching on here only. use our search top right for say CTAX or liability order. ¬† you seriously have some wild theories, but those are understandable. ¬† as i have said, there won't be a court hearing you need nor would that help you at all nor are expected to attend, it's not like that, it's merely a rubberstamp exercise . ¬† there is no right of forced entry for bailiffs collecting CTAX debts. the bailiff process is one of a letter which will be entitled Notice of enforcement, this gives you 7 days to pay the sum it outlines with an associated fee of ¬£75 for it being sent. the 2nd step will be a visit, you have no legal remit to engage with them at all, i i would not do so under any circumstances,¬†that visit will add a further ¬£235 fee those are the only things a bailiff can do. the most they can charge is a total of ¬£310. ¬† police do not ever get involved in civil matters like CTAX debt. not sure where you ever got that idea from. ¬† its saturday now so use the W/end wisely, get reading up HERE ONLY it might well pay you on monday to go RING the council CTAX dept and plead poverty etc etc. it might also pay you to find the email address or even better phone number of your local MP and get him involved. they can do wonders. ¬† dx¬†
    • NPAP see here: VCS Spycar PCN PAPLOC now Claimform - no stopping - London Southend Airport ***Claim Dismissed*** - Page 7 - Private Land Parking Enforcement - Consumer Action Group
    • Hi Stu and dx1000uk, ¬† I have done the online assessment and as I suspected I already receive the maximum benefits available to me. ¬† Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying. ¬† let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? does the council then not send the police round? This is what I can't work out and worries me. ¬† The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?¬† ¬† Walshy
    • Hi Stu and dx1000uk, ¬† I have done the online assessment and as I suspected I already receive the maximum benefits available ot me. Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying. But let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? But does the council then not send the police round? This is what I can't work out and worries me. The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?¬† ¬† Walshy
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      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
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Santander cca


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dam...they found the original cca with alliance and Leicester ...looks like its the original one signed and dated in sept 2006...

 

looks like ill have tp pay this one¬†ūüėį

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who says

 

scan it all up to one multipage pdf

read upload

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi ..

 

I've been using this site for a month or so and its been great..

i sent a CCA to wescot who are looking after the santander loan debt from 2006.

They found it ..i was just wondering should i just restart payments 

or is there something else anyone may know..ive attached the pdf of the CCA.

 

santander.pdf

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looks reasonable

and as this is with the original creditors still.

 

id be sending satans bank our pro rata letter from the debt collection section of our library

ignore wetcloths

[not sure why you sent the CCA to them, you weren't told too.]

 

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i only sent it too wet cloths as they seem to be acting for satans bank...

not heard anything about the other debts yet ..may be good news on those i hope.

i did send all the CCA's off on 1 aug so they may be struggling...i hope so.

which letter do you mean is it the pro rata payment request ? 

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and we said send it to their client

 

where anyone says they are acting for a client you IGNORE THEM

and deal with the masters not the monkey.

 

pro rata letter.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Been working away for a while..sorry..

Santander found the original cca here it is..

its very odd looking..

do I now set up a payment plan for them ?

 

 

 

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thats not a complaint CCA return

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yours is not the next move

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I did make them an offer of £25 per month..but haven't had a response yet..I know I should have waited but I was away working away for a while...does that change anything...

this part of the thing is interest only as it was front loaded when I took it out.

 do I just wait and ignore any further contact from them  or wet cloths ?

 

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IMHO yes.

 

yours is not the next move

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

you ignore wetcloths

 

can we confirm post 1 is the cca return?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not sure what doc I commented on then?later 

was something removed?

 

pers I think that upload is good enough to be enforceable under the CCA

but if its would hold up in a court claim is another matter.

 

you could pay as wetcloths have indicated for now

I will suspect satans bank will at somepoint sell this one

 

we might well then revisit this.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:yo:

 

click donate

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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