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PRA Group chasing old Aqua card debt


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Hi,

 

In the past couple of months I've had several phone calls from PRA Group (I've let them all go to voicemail) and also a few emails chasing a debt for Progressive Credit Limited.

I believe the debt relates to an old Aqua credit card.

It has definitely been over 6 years since I first defaulted

 

it no longer shows on my credit file (it showed previously but came off around April / May this year). 

 

The last email was an offer to reduce the debt from £1200 down to £400 if I make payment within the next 2 weeks.

Shall I just ignore them as the debt is now statute barred?

 

Thanks for any advice.

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You could either ignore them or send them a statute barred letter after which they're not allowed to take any further action on it whatsoever.

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have you moved since taking this debt out?

and not informed the debt owner/original creditor.?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well with your history of court claims here you should be well aware of the pitfalls of running away from debt.

before you know it you'll have a backdoor CCJ you know nothing about

 

send them our statute barred letter from the debt collection section of our library

that will give them your correct address and put them in their place.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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