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BurnCK

PRA Group chasing old Aqua card debt

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Hi,

 

In the past couple of months I've had several phone calls from PRA Group (I've let them all go to voicemail) and also a few emails chasing a debt for Progressive Credit Limited.

I believe the debt relates to an old Aqua credit card.

It has definitely been over 6 years since I first defaulted

 

it no longer shows on my credit file (it showed previously but came off around April / May this year). 

 

The last email was an offer to reduce the debt from £1200 down to £400 if I make payment within the next 2 weeks.

Shall I just ignore them as the debt is now statute barred?

 

Thanks for any advice.

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You could either ignore them or send them a statute barred letter after which they're not allowed to take any further action on it whatsoever.


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have you moved since taking this debt out?

and not informed the debt owner/original creditor.?


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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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Yes I moved back in May 2012, pretty sure I didn't inform the original creditor at the time.

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well with your history of court claims here you should be well aware of the pitfalls of running away from debt.

before you know it you'll have a backdoor CCJ you know nothing about

 

send them our statute barred letter from the debt collection section of our library

that will give them your correct address and put them in their place.

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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OK will do, thanks

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