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    • No they are not entitled to see payslips. Only if this ever went to Court and it was part of the Court process would this be required. So the information you provide needs to be accurate, in the remote possibility that your information is passed to a DCA who uses it in Court in the future.   Just enter all information onto your income/expenses sheet in Pounds Sterling.        
    • Hi, I am drafting the pro-rata letters and putting a income expenditure sheet together. One question, as I am overseas the expenditure currency is different to the debts. Are they entitled to see pay slips (also in anther currency which isnt indicated on the slips)?
    • I am investigating him still, but have this information so far: Junaid Sajad  Home address - 101 Vibart Road B26 2AB  or  165 Kelynmead Road B33 8LF - this last one was an address that he gave last night when I got a friend to pretend to want to view a car. He’s certainly a slippery devil!
    • I thought I would try one more time before I give up on the site. The forms I need to fill in will not download for me so I can’t fill them in,,,is there any other way to do this.
    • Volvo is only going to sell electric cars by 2030, the Swedish firm says. View the full article
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Saint James's Place not playing fair!!


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Is it a regulatory requirement to send a member of a group personal pension scheme an annual statement even though they have ceased paying into the scheme?

 

Thanks

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Thanks, my pension was a group personal pension plan - not sure if it applies.

 

A couple of weeks ago I was contacted by a journalist who has asked me to appear on a two part program for C5 on pensions, fronted by Michael Beurk. 

 

I need to be sure of what I'm talking about  when they film me. 

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Give us a plug on the programme, if you can  :classic_biggrin:

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Marc,

 

What I've uncovered in the last week or so, either rivals or surpases my RBS expose. The journalist who contacted me is not aware of this yet, but his questioning when contacting me prompted me to investigate the matter of my "vanishing" pension further.

 

Spoke with my contact at the Guardian last week who has seen the documents and wants to do the expose asap.

 

Its all unravelling!!!!!!

 

 

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Of course ill give the site a plug.

 

This is not the full story. The main event will be arriving soon.

 

Its all unravelling!!!

 

 

 

https://www.thisismoney.co.uk/money/pensions/article-3799069/Travesty-vanishing-pension-Paul-s-worth-1-300-90s-year-told-s-left-owes-37-32.html

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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