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meleelord

PayPal - Minus amount, need current advice

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Hello, 

 

I have already been reading up on this topic through other posts in this forum, but want to check it is still relevant. So sorry for the repeated question. 

 

I sold a phone on eBay which the buyer then claimed didn't work. They put a dispute through PayPal 5 months later, and they then decided in their favour. I have received the phone back to find that it does work.

 

As I didn't have any funds available, and I'm not going to risk selling it again in case it doesn't work, I am now £657 worse off, and I am now owing PayPal money. I have offered small payments monthly but they said they can only accept payments every 7 days to keep the account in good standing which I cannot afford the time and effort to keep doing. They said my account will likely be suspended and passed onto a DCA. 

 

I have decided I am going to let it roll over to the DCA and go from there as PayPal don't 

want to be helpful. Even after being with them for 13 years. 

 

So my questions are:

 

Can this effect my credit rating?

 

Can they take me to court if they refuse all my payment offers? 

 

What will happen if I cannot pay it all, will they just write it off? 

 

Would I ever be able to open a PayPal account again? (Not the end of the world if I can't!) 

 

Many thanks! 

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5 minutes ago, meleelord said:

Can this effect my credit rating? ….no

 

Can they take me to court if they refuse all my payment offers? ...no

 

What will happen if I cannot pay it all, will they just write it off? yes

 

Would I ever be able to open a PayPal account again? (Not the end of the world if I can't!)  yes

lots of threads already on this problem.

 

nothing PP nor anyone can do to you

they ran away to luxy.

dx

 

  • Thanks 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thank you for the prompt response 😀😀😀

 

If I want to open a new account wouldn't they automatically shut it down if I tried to? 

 

Sorry for all the questions. 

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Just use slighly different details

 

  • Thanks 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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On 05/10/2019 at 12:15, dx100uk said:

Just use slighly different details

 

Many thanks for the advice.

 

I've tried contacting them a couple of times and even sent an email to the CEO, no one seemed interested in trying to be helpful and they kept reading from a script.

 

I'm going to leave them to it, they've lost money and a long time user as a result. I've told them not to communicate with me in the future, all will be blocked 😅

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