Hi Sneezer and thanks for your Site Donation which is much needed and much appreciated.
The info from the "Solicitor" makes sense if you were complaining about how CRS came to have your contact details. However, this is not relevant to your case. You didn't cancel properly and carried on paying for a gym you didn't use.
For the future, see the Guide here about how to cancel a contract properly and avoid trouble - https://www.consumeractiongroup.co.uk/topic/383678-cancelling-your-gym-agreement-get-it-right/
Come back anytime to update us but don't worry about CRS or anyone else who makes demands. Let us know if you need more for advice and reassurance.
They were communicating with lawyers associated to me too
They can’t serve a SD on your lawyers, only you.
As I said earlier - the lawyer stopped communicating around the date on the SD they incorrectly served. And the bank told me the receiver was now handling things and not to deal with them anymore. The receiver never asked me where I was. But he did email and I did reply or he did get auto reply.
Since I did have email communication with them - I don't think they could say they did everything possible to find me, All they had to do was ask! And then we could have discussed the situation.
It almost is the reverse - they did nothing to try find me. And if a PI is employed to do surveillance then he must have realised only one person - the wrong one - lived at the wrong address.
Does anyone have any info re post #26 and #28 above?
The property is being marketed for sale and the receiver is negotiating offers, so there was no reason for me to expect bank/ lawyers to be trying to locate me to serve any papers.
Surely any loss to them has to be proven upon an agreed sale. It hasn't sold yet, They may still get a high enough offer to prevent any large debt? There could then be a different discussion re terms of repayment? So I was not expecting anyone to be trying to find me!
But this is a bit of a digression from what should I be doing NOW?
Should I send them an SAR?
If they do intend to serve me correctly this would be useful, yes?
I am sure they have added all sorts of unnecessary costs to the debt that could be challenged?
Also there is a question over if they even had a valid notice of assignment? They would have to produce that in the SAR wouldn't they? This was a real query for me ages ago but it never got pursued legally.
They have email and phone - and they could have asked/ emailed me?
The research I have done shows creditor's can use email to serve. They never asked me where I moved to.
The knew they made me homeless but they were regularly communicating other things by email - so they could have asked. They didnt. No idea how they found the elderly relative.
tbh - I don't have a fixed abode.
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Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/