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    • St Greta would love a canal with solar powered narrowboats.........
    • Name of the Claimant ? Erudio Student Loans Ltd   Date of issue – 9th Jan 2020   Particulars of Claim   What is the claim for – the reason they have issued the claim? 1.The claimant claims £10,100 for monies due from the defendant   2.The debt was pursuant to a regulated agreement(s) between the defendant and The Student Loans Comedy Limited. Each agreement had an individual account number as follows  XXX XXX XXX XXX   3.The defendant failed to make payments as per the terms resulting in the agreements being terminated. Notice of such is served by a Default or Termination Notice subject to the terms of the agreements.   4. The debt was assigned to the claimant on XX/XX/2013, with a notice provided to the Defendant. A new master reference number XXX was also applied upon assignment 5. The claimant has complied with the Pre Action Protocol for Debt claims.   What is the total value of the claim? £10,100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, possibly more than once. This claim form has been sent to my home address   Did you inform the claimant of your change of address? No, I have never heard of Erudio before I received this claim form.  I did notify The Student Loans Company Ltd about my address change though. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Student Loans   When did you enter into the original agreement before or after April 2007 ? Before.   Do you recall how you entered into the agreement...On line /In branch/By post ? I think I signed the forms in person, although it would have been about 25 years ago so I can't be positive.   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. It says that the debt was assigned.   Were you aware the account had been assigned – did you receive a Notice of Assignment? No, I have never received any notice of assignment   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not that I remember   Why did you cease payments? I always returned Deferrment notices to The Student Loans Company as I never earned enough to have to start repaying these loans. I still haven't. But the SLC stopped sending deferment notices to me, and in fact stopped sending anything to me. I don't know when the last time I had any communication from them.   What was the date of your last payment? I've never paid     Was there a dispute with the original creditor that remains unresolved? Not to my knowledge    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No I did not   This is for a huge amount of money, and I've never heard of Erudio before I received this. I do sometimes have problems with my post at my home address.  I really appreciate all help that anyone can give with this. My ideal outcome on this would be that they drop the court action and I send them Deferment notices for the future.
    • Hi Andy,   We were never notified with regards to this holiday no communication after they went into Admin. last week was the first time we heard anything at all and it was from RC themselves. I called them last night and explained everything and it looks like everything going to be okay we will only  lose the deposit which is a small price to pay I guess compared to £2000 I will update if I hear any more.   thank you Hb and Andy both for your  help   regards otb
    • yep, the UK is a bumpy twisty crowded ISLAND whos layout and transport infrastructure is best suited to Sea and Road. The rivers are generally to narrow and shallow, let alone steep, and the flat plains are simply to small and crowded to house a big rail system like Europe, China, India, Africa, Australia ............   So its smaller lots via road or ship em to the nearest port   Our railways are narrow and a bit cramped because they NEED to be. Canals were our infrastructure   When putting in just a couple hundred miles of track disrupts half the country for a decade or more, and costs a not so small nations national debt - its the wrong choice.
    • Yes HS2 is  a waste of space as a half hearted  implementation.
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Tom Price

VCS PCN - London Southend Airport

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I have just read their LBA which made me laugh. As if VCS have any principles at all. Certainly not when the word in this case should be principal.

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"Dear Simple simon" as Simon Renshaw Smith owns the company

 

drop the reference to your lawyer. if you had one he would be writing this letter

dont ask for an explanation,  it only repeats what you say 2 lines later anyway

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Short & Sweet.. thanks for the feedback.. I really wanted to cane them with all sorts of abuse.. but I am not going to feed them ammunition.. I wanted to start it.. "Dear Bunch Of ….

 

Your Reference: VCS

To Whom It May Concern:

 

Dear Legal 'Experts', your photographic 'evidence' shows my vehicle is clearly moving so not stopped, parked or stationery in any form. 

I am fully aware of “THE LONDON SOUTHEND AIRPORT BYELAWS 1997”.

If you really think there is a case to answer to please go ahead and waste your money, but I expect you to pay my costs within the time ordered unlike your other lost claims.

 

 

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"stationary"

a for automobiles e for envelopes

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A bit silly, but if you want, as per EB's post, change "Dear Legal 'Experts'" to "Dear Simple Simon" which should make them realise (from past experience) who they are up against and wet themselves!

 

Or if you prefer "Dear Legal 'Experts'" maybe "FAO Simple Simon and associated thickos".

 

See what this forum offers?  A range of abusive possibilities to aim at the fleecers 😆, and a stop putting to their demands for money you don't owe.

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Plenty of examples here, but the main purpose as stated by using an abusive letter is that it does show that you have sussed their game, and have tried to avoid court, if Simple Simon tried to use that in court to bolster his case a judge would look far more closely at their RobOclaim rubbish POC, and it might end their game for them if a record of that letter gets into the court system.


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Decide to keep it simple & to the point.. let them think about it... and how their game is sussed as Brass put it..

 

Dear Simple Simon and associated Legal experts,

I am fully aware of “THE LONDON SOUTHEND AIRPORT BYELAWS” 1997.

If you really think there is a case to answer to please go ahead and waste your money, but I expect you to pay my costs within the time ordered unlike your other lost claims.

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See what the experts say, but I think that makes your point. :D  If you go into too much detail you could give something away and end up in letter ping pong, which is never a good idea.

 

HB


Illegitimi non carborundum

 

 

 

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Looks good to me, maybe EB gives it a look, before sending.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Sent.. lets hope they get the message.. 

Edited by Tom Price

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