London Property Investments - done me over? Advice Needed

[mizzbabyjess]

I hope this is the correct place to post

Hi I’m hoping someone can advise.

 

My story is quite long so I will try to condense it. B

 

ack in 2015 I was made bankrupt for a debt of £2000, I was going through some intense personal problems and went into meltdown.

The bankruptcy was taken on by trustees and £2000 soon turned into £70k i was being threatened with repossession of my home.

 

I was so desperate I came across a company that said they could clear all my debts and keep my home.

They stated this in the summer of last year 2018 A Payment of £70k was paid to the trustees.

 

I then had my bankruptcy cancelled/Annulled

this was done with the help of an insolvency practitioner.

 

The finance company however has still failed to secure funding even though I have paid them nearly £4000 each time they state that I need another valuation on my property, I have so far had around 5 valuations on my property in a year.

 

I have never seen a valuation report, i have been led to believe that every thing is near completion, and then they inform me that they are going with a new lender, this is continuous.

 

I tried to come away from the company and find another way of raising the money ( remortgage) but they send intimidating emails, threatening repossession.

I have also discovered they are not registered with the FCA,

I have also discovered they have put a charge on my property.

I have now found a company that is registered & transparent.

 

Even up until today the other company are asking yet again for another £650+Vat for yet another valuation and also for £500 upfront admin fee.

I have now requested from them a full breakdown of charges that they say are due to them, as I don’t have a clue how much it is, as of yet they are still to produce them.

 

They are ignoring my requests for a full breakdown.  

I also asked who paid the £70k I have been given 2 different answers.

 

I’m not disputing I owe the £70k which I am working on raising the funds to pay.

But I feel I have totally been duped with regards to the payments I have paid this company in over a year with no results and I was very vulnerable at the time.

I just can’t believe I let myself get involved. in this.

 

I’m just wondering if anyone has any ideas what to do next?

[dx100uk]

name names please

 

dx

 

[mizzbabyjess]

I feel really uneasy naming names as they have really made me feel intimidated.

But I I know I need to, the company is LPI Finance also known as London Property Investments, I have just recently discovered they are not registered with the FCA.

[dx100uk]

How have they got a charge?

Did you not defend what must be a ccj claim against you sometime??

You story of a £2k debt..which was??..now £70k doesn't make sense to me