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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ThreeLions Chambers


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Just wanted to ask, are Three Lions Chambers, a legit company? I’ve paid for about 8 mths, told to ignore any letters and calls from FashionWorld and Barclays. But then suddenly I’m told all mandates and payments have stopped and I’m getting no reply to any emails I’m doing!

im now in trouble, as I’ve got my details sent to a debt management agency! I’m trying my hardest to stop my family knowing, and I feel like I’ve been duped in to sending money to a false company! I know they said that there was a false company, pretending to be them, but how true is it? I’m now scared stiff! I’m worried sick, and feel totally over my head! I’m sinking fast!

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Stopppppppppppppppppppppppppppppppp worrying plz...

Do the DMP yourself... Who is the Debt Agency?

 

Honestly... Take a deep breath... DCAs dont have any powers to make you do anything...

Imagine you are a dog... They tell you to sit... You dont... What are they going to do? 

 

Nothing...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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That’s exactly the same as what I was told! Any letters, send to them.

stop making any payments, ignore all letters!

 

now, I’ve had an email saying that all mandates have stopped, I’m not getting any reply to emails, etc.

im seriously concerned that I’ve been duped in to a bogus company, for people who need advice urgently.

I'm now scared stiff, as it’s been a yr when I could’ve sorted it out. Not paying £120/math, thinking everything would be fixed!

i feel so stupid!

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I received one today, they’re Debt managers (services) LtD.

they say to call them to arrange a repayment plan. But after these, I’m scared stiff.

ive been in debt for a while now, and my husband has previously helped. But, after I lost my job, I couldn’t keep up with payments.

i now owe Barclays loan, Barclaycard, and FashionWorld.

has anyone heard of these? 

 

Sorry, I’m just SO scared my husband will find out!

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Please start separate threads for each of the three companies in the relevant forums giving details of the debts age amounts and disputes and who is chasing what 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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How did you pay three lions please?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I’ve got Barclaycard, I think it’s about £9,000 I owe on that. I think it’s Moorcroft who are after this but not sure.

I’ve also got a Barclayloan, that Moorcroft are after. I’m not 100% sure how much, but it’s still ongoing.

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Create a new topic for each debt

 

Go ring your bank

Get them to reverse all DD's under the the DD guarantee scheme as you now discover you have been duped/defrauded

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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