Advantage finance want to VT..

[Non Couch Potato]

Hi dx.

 

I have read and tried the upload and it looses me, but I will try again.

 

I never paid the arrears as they would not wait another day. So they removed the right to pay off arrears and terminated the contract.

 

They sent a letter saying.....' you are no longer in possession of the vehicle with our consent' ??

 

 

 

Edited March 6, 2020 by Non Couch Potato
Typo

[dx100uk]

no they threatened too and you fell for it..

 

oh well ..........

 

I would suggest you go for a time to pay order

or if you now don't want to keep the vehicle then follow post two and get a VT running..else it will cost you twice as much if you voluntary surrender it.

 

sorry but I find it a bit naff that after asking for advice you get it then disappear for 6mths

then comeback stating I want help..get it..then again don't follow it through..

 

dx

 

 

 

 

[Non Couch Potato]

Hi DX.

 

I don't understand what you mean when you say... The threatened you and you fell for it.. yes they threatened me and then the carried out the threat I don't know what else I could have done to prevent this but like you say ' oh well' but I know what you mean.

 

When I initially asked for help, it got resolved, then it took a turn, to which I asked for help again, and I was given more help, I acted upon it and ' they'  kept the pressure on me to the situation I have now.

 

I massively appreciate the help and direction I always receive and no doubt will be back here albiet, more assertive and proactive.

 

In the meantime I'm I will look to progress further with the advice I have been given throughout these posts.

 

Thank you so much for your time effort and patience.

[dx100uk]

you let what was said over the phone change your mind. never converse on the phone.

(vis you said..they removed the right to pay off arrears and terminated the contract. )

you should have paid the arrears off as you planned.

 

Advantage are much like Moneybarn , they make up or interpret rules as they go along.

because most people don't have a clue upon their rights under consumer regulations and the consumer credit act..... by not researching them.

 

so as post my last post now.

 

if you want a secure email to send me the jpg scans of the agreement and statements ask.

dx

 

 

 

[Non Couch Potato]

Hi DX

I I know what you mean but they were never off the phone to me making threats to report the vehicle stolen and telling me their agent was on his way when he actually wasn't. I tried to pay the arrears but then they took away the opportunity and it is how it is right now.

 

I would like to take you up on your offer of an email address please.

 

Thank you.

 

[dx100uk]

you should never take any notice of anything said on the phone..put it down saying writing only on ANY debt to ANYONE.

 

dx

[Non Couch Potato]

do,I Know the drill with these lot as catharsis taught me well, however they were never of the phone to me with threats of collecting vehicle etc and demands using aggressive tones, then their collection agent  said the vehicle would be reported stolen, so I kept in touch with them .

[dx100uk]

fell for it hook line and sinker. sorry

 

where are these files you were going to send by email

cant help without them...

 

[Non Couch Potato]

Hi all

 

Yesterday an obnoxious agent from advantage called at my home wanting to collect vehicle? 

there was a little confrontation between the agent and my partner he would not give his name and she never thought of videoing  the scenario but he told her that the vehicle had been reported stolen to the police and that they will be coming to 'get me'

 

 I have recently called the police station and give them my details and they said nobody has called them and the vehicle is not reported in any way.

 

I am quite furious at what they have done considering the recent paperwork they sent  me. is this another under  hand tactic of there's?

 

The police woman I spoke to  said I can register a complaint as he was quite abusive towards my partner and made threats of me being arrested etc.

 

my mind is telling me to call Advantage and tell them what I think but I know that is wrong would it be better if I sent an e mail  to them ?

 

Thank you

 

 

[dx100uk]

no you do not respond

just shows you what lies they tell on the phone and at your door that they will never put in writing

this is why its always imperative you never ever converse by doorstepper/email/phone.

 

if a doorstepper/powerless repo guy appears you always film them on your phone and tell them to leave and never return. else a police report to 101 will be done.

 

[Non Couch Potato]

Thankyou

 

Shall I report it to 101?  or even send complaint to Advantage.

I am having to keep vehicle elsewhere at the mo till this is sorted , aa I don't trust them anymore.

[dx100uk]

no too late now for police..next time..

we'll deal with adv once we have ALL the paperwork please.

 

as long as the vehicle is not left on a public road 

a powerless repo agent has zero powers to take the vehicle.

 

there is no court involvement so stuff and all they can do.

[dx100uk]

so what happened?

[Non Couch Potato]

Hi All

 

All is now well and things went my way, happy with outcome.

[AndyOrch]

Thanks for the delayed update.....but would you possibly expand for the benefit of the advice given and users following your topic.....what exactly does " All is now well and things went my way, happy with outcome "  consist of ?

 

Andy

[Non Couch Potato]

Hi Andy

Delayed? It was only concluded yesterday.

 

There is a new payment plan agreed and that's it really. No time order required.

 

 

[AndyOrch]

Thanks.....by delayed I mean any update from your last post of March 11th...but well done on getting it resolved to your satisfaction.

 

Andy