Thanks for your reply. Im afraid my licence has been delayed due to the virus and i have no idea if and when i will get it back. Once i have everything fully legal can i drive it again . The dvla are not answering calls or online chats and emails so i have no idea whether my application is being accepted or sent back.
I only first read this thread a couple of weeks ago and I thought the OP had made repayments within the last six years as well.
Looking back I can quickly find #23 (10 August 2014), #24 (10 January 2015) and #31 (24 January 2015) all of which state the OP was then repaying £125 per month.
All of which questions the (in)accuracy of the OP's records - and also the claimant's if they state the last payment was September 2014!
Thank you Andy - that's helpful.
While I did not refer to the Hermes-Packlink contract, Hermes' defence does, and it does so quite explicitly: "Defendant also works as a subcontractor to provide delivery services to customers of PACKLINK Shipping S.L (“Packlink”) who are a company registered in, Spain with the number CIF B83357863 whose registered address is Calle Amaltea, 9 28045 Madrid pursuant to a pre-existing commercial agreement to carry out delivery services". So I think this means that Hermes should disclose this "pre-existing commercial agreement" in Standard Disclosure.
It sounds like your advice is to wait for the process, and see if Hermes discloses the contract. I know you said disclosure happens after allocation - but do you know if there is typically a deadline on that disclosure?
Essentially, I am wondering whether I will have enough time to review the contract (or to request its disclosure and inspection, if Hermes does not volunteer it as it should), before writing my witness statement.
not a simple as that...
1st have you informed MBNA prior to the sale or the DCA since the sale in writing that you have moved..if you have since taking this card out?
statute barred runs from the date of your last payment or use of the card, which if the original creditor issued a default notice correctly, should almost the same date showing on your credit file under default date in the debt summary.
@BritanniaLtd Coronavirus: Britannia Hotel made staff homeless in 'admin error'. Read more at https://www.consumeractiongroup.co.uk/topic/420603-britannialtd-coronavirus-britannia-hotel-made-staff-homeless-in-admin-error/
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/