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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hoist/Cohen claimform - old Barclaycard debt ***Claim Dismissed***


Browneyes1929
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why have you sat on this since july??

and not posted here before your deadline of Friday?

 

did you not send off CCA/CPR as with your other court claims and just about every claimform thread here?

 

as your are a LiP it wont hurt filing today.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Litigant In Person 

joe public against System.

you are thus given certain leeway for silly mistakes or errors due to poss not fully understanding a rather [still] unnecessarily complex the legal system

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

usual bogroll 6620000 docs they rock out

if you look carefully they say 2014 around the edge so cant be what was issued to you at the takeout time ..

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

we need to see all their WS + the exhibits but not statements (bar one as an example) nor each exhibit front cover sheets.

 

yours needs to be with the court by the 19th

the fleecers copy can go 1st class with free POP the same day.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sb runs either from default notice date + 14 days or YOUR last payment whichever is the latter.

though if the OC took many months to register the default following your last payment, then it's actual date becomes debateable .

 

this payment of £12, are there others monthly prior to this?

seems like an odd value to pay unless your were in a DMP with someone.

 

usual WS from cohen.

hearsay evidence

recontructed 6200000 agreement sheets with your copy n pasted name etc inserted in the right places.. they used these lots of times in claims here and have lost over them

trying to claim carey applies, it doesnt.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no it needs work.. a lot too. the basics are there and good...

but

you need to remove what is nothing more than 'diary entries/time line', they are not required in a WS.

 

we never saw the defence you filed? 

you disappeared again for another 3mts.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

win or lose defaults/credit files are nothing to do with courts.

 

your lowells WS was very good and this one just a bit too sparse on what you are trying to say

IMHO too many points just listing a diary even of this or that happening.

might pay you to slightly change it and use yours to rip theirs apart.

 

like say point 4...load of ole waffle trying to hide the fact that the CCA hasn't come from Barclaycard at all but from their filing cabinet and is a cut n paste jobbie.

 

im also a bit sceptical about the default notice and IS it a copy, there a mailmerge line above the address box and it just doesn't look right.

check the balance at that date ib their statements, does it match £36??

 

I also don't like their points 9/10/22 relating to it.

they quote 2 sets of page numbers referring to where in the bundle its located?

 

21 don't forget to rebuff carey as not applicable

 

lastly. I believe that paralegal must be in court so they can be cross examined by you and answer questions? else it can't be referred too?

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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opps forget about the 620000 recon agreement

 

read this thread

andy has a good WS there to mull over bits to use

 

there are 100's of hoist ex BC claimform threads here too to look at.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

only the original creditor can issue a default notice

 

Rway are part of the hoist group.

 

a NOA is just that, it's not the deed and you wont get to see that.

….

 

as for the dn its figures and what they refer too....

you need top point out all these little errors specifically ref'd to their points in your WS.

pull anything in theirs apart in yours bit by bit

 

the more you cast doubt upon their WS content..the weaker their case becomes.

 

don't forget the 620000 agreements and T&C's... they roll out these out in every court claim they raise.

they are not the originals nor what you signed nor what was ever sent to you.

copy and paste from their filing cabinet and not from BC.

 

there are numerous uploaded pdf copies here on CAG in relation to hoist and ex Barclaycard court claims

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

but you've got another chance and you'll get rid of the horrible judge then too.

which when you hit judge lottery, as you have defendant rarely fget the chace to try again

so 

there must be something she understood.

 

sounds like they play golf together

the next one might not..

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if you mean in respect of carey

simply type Carey on our search

plenty of stuff here on it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

a discussion thread has been created save confusing you further BE..

should you wish to read it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

don't worry being a day or 2 late your are a LiP leeway is given

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you're going far too deep into this,

 

go back to the first few posts whereby the 620000 series paperwork is mentioned.

they always file these from their filing cabinet on any ex Barclaycard claim

inserting people name and address onto the top in a differing typr face too!

 

they cant simple rockout 2014 T&C's for an agreement that was taken out on a card your sighned up for in when?

we don't appear to know the date you took this credit out.??

 

KISS..keep it simple stupid

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

when was your agreement taken out??

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

what email for the claimants solicitors did you use?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what email AD and when?

nothing to worry about

why did you not post it too?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

This wont harm you

 

what email address?

and on what date?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I doubt that's correct

you need the general one not a specific person.

what if they are off sick etc etc.

use the email on their pwork.

 

did you royal mail it too>

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no its not to respond to your WS...

you both have to file by a certain date...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no..

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no.

it's your job to ensure they get it..

 

you did.. you have proof. not your problem.

 

dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
41 minutes ago, Browneyes1929 said:

1. Does that mean they won’t take me to court again and they’ll leave me alone? - not using the same or alike POC - never seen it - you won

2. There aren’t any hidden legal pitfalls in this are there? - no.

3. Were they really being understanding about my MS or was my Carey defence that good? - neither, i'd suggest it's the fake agreement pw and carey doesn't apply here anyway.

Also is it ok for me to email the signed copy. - no type you name. email is ok but state you wish a discontinuance letter by royal mail 

 

not surprising they ran away.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 month later...

yes email the fleecers..

 

but i signed and you agreed to a consent order with you discontinuing the claim??

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • AndyOrch changed the title to Hoist/Cohen claimform - old Barclaycard debt ***Claim Dismissed***

well done everyone

hoist rarely win these old BC CC claims.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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