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    • That still leaves the parties the Met isn't investigating though and the drinking culture in no10 though, doesn't it?   If they're not careful though, there will be accusations of no10 kicking the can down the road and possibly trying to influence the investigations.
    • Hi there. an update for you   1) independent surveyor report was sent to builder on 13 Dec.   2) builder only responded yesterday. They dispute the majority of the issues identified. Claiming for example: that we have influenced the expert witness surveyor, that we have caused some of the issues by undoing work, that that the surveyor is wrong,    3) through trading standards we gave them the month of nov to finish plus put things (known) right, at no point did they say a month was unreasonable, they were onsite for less than 10 days of nov,  early nov building control initially visited and highlighted issues, they claim building control have now signed off their work at the end of nov   4) building control visited last week at my request, there are still issues with their work, it has not been signed off and never was at the end of nov    4) builder now says there they didn’t have time to put known things right in nov (they are always contradicting themselves) and that they should be allowed to return to site  to fix these ‘minor snags’, the majority are not minor snags, they are building regulation contraventions    5) we have quotes from 3rd parties to do the work. We do not want the original builders back because:    a)quality of their workmanship has been called into question by ourselves, building control and a 3rd party surveyor    b) lack of trust in what they tell us - for example they’ve deviated from the plan, used different materials, refused to fix items saying nothing wrong and it’s how they always do it, refused to give deadlines, knowingly cut corners, have said work is signed off when it isn’t etc    c) their behaviour:  smoking weed on site, urinating next to my garden office, swearing, smoking, leaving the house with doors wide open and unlocked, leaving site unsafe with scaffold boards & materials lying across/over paths at end of day/week, all these things were raised with them verbally & in emails    d) they repeatedly said they hate working for us, they can’t wait to leave, none of them enjoy coming here etc   so, my question is.. do we have to allow them to return or can we say that we want a refund or for them to cover 3rd party costs?    im feeling that they have had enough opportunities to do the right thing and put things right, I’m also feeling that we aren’t being unreasonable by not wanting them back..   they say they can’t understand why we are rushing to get 3rd parties to finish the job and that the job is ‘live ‘ with them.   my feeling is that this job should have been finished in July (at no point have they provided a revised completion date despite us asking numerous times), they were given nov to finish & go, we’ve not heard from them over past 2 months so how could it still be live, and that we’ve spent 2 cold months living in a half finished house which doesn’t have heating completed, is damp & draughty, Ofcourse we want to get it finished asap! Any input would be appreciated, thank you.
    • Well, quite a change in stance from the Met after Johnson delays it   From 'We are fine with the report being released in its entirety, to effectively 'don't mention the bad stuff - which is as we first expected from Johnson and Dick before the surprising 'yeah release it'     Met Police asked Sue Gray to remove key details from report WWW.INDEPENDENT.CO.UK Force is running parallel criminal probe into potential lawbreaking at Downing Street     Wonder what self destroying message personal phones that was arranged on?
    • I were recently in an accident with another vehicle earlier this month and swapped details of both myself and the owner of the garage etc no police were contacted and both able to return as normal.   After contacting the garage they then inform me later on, in the day they required my own insurance to cover the cost only to be a named driver on the one being repaired and informed them of this.   I then requested they come collect the vehicle in which they did days later.   Didn't hear much more until recently with the owner of the garage contacting in abit of a panic for insurance details again and explained once more being a named driver on the policy, His insurance has received a '3rd party allegation' in which the garage owner has passed my details on for being the driver.   I and others have used this person for years and when we first used him I would ask him verbally how come we can swap vehicles and he informed me he had business insurance to cover anyone whilst their vehicle gets repaired and this is clearly a lie.   I did get some legal advice and one of them were to wait for a Notice of Intended Prosecution but i am concerned the owner might not be telling the truth to their own insurance or not telling them what happened??   Should I hand myself in the police and tell them the garage isn't being honest?   Any help or experience/expertises would be greatly appreciated.        
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Clare vs HSBC for £4,900- ** WON **


Clare1981
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Thanks Mike, I hope everything goes smoothly for you too! When did you get your offer and when did you fax it back? Your prob right about being in the same boat. When I rang she said 'the requests for payments' were being sent over that afternoon and she would put mine at the top of the pile so guess their were quite a few being sent over, chances are yours was in the same pile!! xxxxx

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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i sent the fax baxk on the 27th, but i dont think anyone it bacn till the 3dr now anyway, so will call then and see what happens.

HSBC Prelim letter sent 3/10/06 1st class recorded, a BIT scared!

HSBC LBA letter sent 18/10/06 1st class recorded. Bit more scared now!

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Think the bloke said they were back on the 2nd, not that a day would make much difference! I bet yours was in the same pile as mine, they prob wait till they've got at least a few then they send them to the bank.

 

Mine was sent back on the Friday the 22nd and then came the weekend, xmas and boxing day so would have been no different to sending it on the 27th to be honest!!

 

Anyway, Im hoping for Tuesday or Wednesday so good luck for then!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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This is amazing !!

 

I have been considering doing this for a while, but your story has completely inspired me to get started.

 

My only concern is they will try to close my bank account, any advice ?

 

Thanks

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and, so we can all jump in and help you along the way, perhaps start your own thread. that way, you can keep track of what you've done, like a diary and we will know where to find you when you need us.

first and foremost read the faqs and step by step instructions until you are very familiar with them. they will guide your every step: Newcomer? Here's A User Guide

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Think the bloke said they were back on the 2nd, not that a day would make much difference! I bet yours was in the same pile as mine, they prob wait till they've got at least a few then they send them to the bank.

 

Mine was sent back on the Friday the 22nd and then came the weekend, xmas and boxing day so would have been no different to sending it on the 27th to be honest!!

 

Anyway, Im hoping for Tuesday or Wednesday so good luck for then!

 

You are on EXACTLY the same time frame as me then. mine was sent 22nd and delivered 27th. I am desperate for my money, you tried calling them? i can never get hold of anyone!

23rd oct - sent data protection letter to halifax

08th jan - mcol issued.

13th jan - halifax served.

29th jan - halifax acknowledged claim.

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No money today either... if its not there by tomorow ill be ringing the bank!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Just rang HSBC, she said there were no 'pending' payments going into my account at the moment but the system can still update... this is unnbearable now... I NEED that money, I cannot go another day without a car!! LOL

 

If I want to speak to someone at HSBC regarding the payment who should I phone?!!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Hi It's Kathryn again, I have just read your reply, the court paperwork says that they put in their defence on the 28th November although it only appeared on line on the 28th December, the post was not there this morning when I left so I have got my fingers crossed that something will be there when I get home, like you I am really impatient, I could really do with this money at the moment. Do I need to send tham a copy of my statement of charges, will this help?

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Money in the bank today!! Wooo hooo!! New car here I come!!!!!! :D

 

Kathryn, hang tight, your soooo close now!! have you already sent DG the breakdown of charges? Im not sure how it works with the courts as I never got further than them entering a defence! But I think ive heard of people sending the BOC to the courts, hopefully someone else can answer this? Good luck for todays post!! xx

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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clare, i'm so glad you finally got your money - had visions of you walking or bussing everywhere with kids in tow and all. now, spend wisely girl and buy that cute kid a little treat! got there in the end.....a bit of a rocky road at times but you are there now. have a very healthy, happy 2007!

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WELL DONE YOU!! i faxed back my acceptance on the 27th, so hopefully i might get mine soon too. How long did it take for u?

HSBC Prelim letter sent 3/10/06 1st class recorded, a BIT scared!

HSBC LBA letter sent 18/10/06 1st class recorded. Bit more scared now!

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that's why a lot of people want a cheque, so they can determine where it goes. i don't think they would call in the overdraft - not without notice - but it might be a good idea to get it down to a manageable level or else you might find yourself in the same boat again?! hope it comes tomorrow.

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Thanks Lats! The treat is that we now have a car and get to go out!! Woo hoo!!! ;)

 

Thank you EVERYONE for your help and support (and laughs!) Esp Lats and Steve who sadly isnt here to accept my huge thank you's!!

 

And good luck all!! Ill be around to see how your going!! xxx

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Sorry boxxer, mine took from the 22nd so wont be long for you now I doubt!! xx

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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This my first post, and well done.

 

Started on the long road to get my money back about 2 weeks ago. Don't know what im gonna claim for yet because im still waiting for the 2nd batch of staments covering the first 3 years of the 6 that you can claim for. But im guessing the total amount will around £1000. Is it worth it?

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Yes definitely do it!! On top of your charges when you get to the court claim bit you can add 8% interest, it all adds up! You may be surprised to see how much your charges total, I was looking at about 3 grand and it was over 5 in the end!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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