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    • we're here for you. take your time.  dx  
    • then the who thing cannot have anything to do with paypal then, they cant be involved at all. chargeback fee? from whom never heard of that one either. ebay/paypal must have changed their T&C's again then since the demise of brexit and EU agreements. i can only assume he paid paypal, who acted solely a payment intermediary, to buy your trainers from ebay. and ebay added a £14 processing fee? thats unlawful hence their refund. i dont think there is anything you can do here sadly. classic ebay scam that goes back +30yrs. just now rejigged for the 22nd century.  typically it only resulted in an unenforceable paypal balance that you simply walked away from... but now ebay has obviously tightened up on losing out to these scammers and added an unlawful fee to scrap some of their historic losses back.      
    • Apologies, I am still getting used to the site. Understood, ill have a read and come back if I have any other questions. Thanks 
    • I have done a separate letter and form for each of the 3 debts and kind of ignored the Vodafone one for now    Thanks 
    • please refrain from posting blocks of text...use sentences and line spacing .... i notice your 1st post had been spaced and ive done your last three.... this is not facebook....its a forum. ........... it does not matter how long BS takes i would cease payments now and a DCA is NOT A BAILIFF. they don't own your debts so can do NOTHING!! slow down and calm down , 4 post in 5 mins is no good. Debt management and Debt self-help - Consumer Action Group click the above link and go read a good 20+ thread in the above forum and all your questions will be answered  if you have any outstanding  then please post with them later. everything is explain in numerous thread already here for you to understand at your own pace. there is not rush to do anything today or the next 10days bar simply stop paying. though as explained in my last post, whichever way you go not pay will equal a default which will trash your credit file for 6yrs so the quicker you stop the quicker they will vanish . dx  
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Complaining to the ICO if an SAR doesn’t provide info you have requested


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If they have failed to comply with a SAR within 30 Calendar Days including what you have requested and they have failed to give you a valid reason for not providing said documentation.

 

Then IMO yes complain to the ICO that they have failed to comply within time limit and given no reason for there failure to provide XXXXXXX Documentation.

 

 

 

 

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Hi stu007, thanks for  your advice.

 

By the way, I have heard of/read about people who have received  bank statements  going back to the early 90s via a SAR (and sometimes with the help of the ICO) I.e especially with the big banks such as RBS, Lloyds, HSBC, Barclays etc.

 

Do you think by complaining to the ICO, the banks will take me more seriously and therefore “dig” a little deeper for the information I require.

 

In my case, I would like bank statements from early 90s onwards, and still awaiting a response. 

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  • 2 months later...

 

Should I write to the company who complied with my recent SAR request but have withheld some 

 

I recently reveived documents from a SAR request that is missing the vital information from 2013 and 2014 early part of 2015 from the notes/activity section on their system.

 

It appears in July 2015 the information started on a new account as it states "balance transferred from Act 6" they have provided some copy documents and emails from the missing yrs but not all of them and have also sent different versions to ones originally sent to me (strange). 

 

The notes they log on to the system automatically-

time stamps

date

time

then they input what action or note

user name automatically is logged (I would presume)

 

the data I have received should in theory be in chronological order if im correct in presuming as its the data file created from the stored info on the hard drive of their computer system, however the data sent is erratic and skips to one year then back to another.  

 

I do know the reasons they are reluctant to send the missing info and have more than likely removed some from the notes etc thats why its not in date order, but what they have sent does in fact give me proof of their participation in a fraudulent act but I need the missing data .

 

They have already shown that there are previous years notes etc as have sent me some copy emails from that period.

 

What can I do to make them comply?

 

Any advice is greatly appreciated.

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  • dx100uk changed the title to Complaining to the ICO if an SAR doesn’t provide info you have requested

might be best to post this on your relevant thread rather than randomly on a thread that's several months old that poss only 2 people will ever see it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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