Looking at my CCA from 2004, the AA added £3,862.40 interest to my £14,350 loan. APR 9.5%. Says total amount of credit was £18,212.40. When it defaulted in 2006, the AA didn't rebate the intertest, and I ended up repaying the full total amount of £18,212.40 down until they flogged it to Cabot in February.
The circumstances seem very similar to my Masterloan thread i.e. is this pre-loaded interest that should have been off-set against the principle at Default)?
it would be extremely rare for someone to get a criminal record off of one matter of poor judgement even if you obv intended to defraud.
everyone is allowed to make poor decisions during their lifetime and learn from a gracious let off not to be so ….stupid again.
DN is always another matter
they could quite easily have fake if they needed too what you have already if look at what needs to be there, simply a name, address and signup date as it was online.
but the DN has to be from the OC and most times, if you go look at the numerous lowell cat claimform threads here, rockout some screenshot from a database which doesn't comply and they have to back off or lose or discontinue the case.
though this thread is painful
post 116 attachment is worthy to look at in what they claim is a dn!!
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!